Get the free NAMED DRIVER EXCLUSION - agentsunigardcom

NAMED DRIVER EXCLUSION Coverage afforded by this policy does not apply to losses which occur while any automobile is being operated by: You accept this endorsement by signing below: Signed Named Insured

How to fill out named driver exclusion

How to fill out named driver exclusion:

1. Obtain the necessary form: To fill out a named driver exclusion, you will need to obtain the specific form from your insurance company. You can typically request this form either online or by contacting your insurance agent directly.
2. Provide accurate personal information: On the form, you will need to provide accurate personal information for both the policyholder or primary driver and the excluded driver. This includes their full name, date of birth, address, and driver's license number.
3. Specify the excluded driver: Clearly state the name and other relevant details of the driver you want to exclude from the insurance coverage. This person will not be covered under the policy and will not be able to drive any vehicles listed on the policy.
4. Review and sign the form: Carefully review all the information you have provided on the named driver exclusion form before signing it. Make sure all the details are correct and there are no errors or omissions.
5. Submit the form: Once you have completed and signed the form, submit it to your insurance company. You may need to send it via mail, email, or upload it through your insurance company's online portal. It is recommended to keep a copy of the filled form for your records.

Who needs named driver exclusion:

1. High-risk drivers: Named driver exclusion may be necessary for individuals who have a history of accidents, traffic violations, or other factors that categorize them as high-risk drivers. By excluding them from the policy, it helps to mitigate potential claims and keep insurance premiums more affordable.
2. Unlicensed or young drivers: If someone in your household does not have a valid driver's license or is a new and inexperienced driver, it might be necessary to exclude them from the policy. This ensures that they do not drive the insured vehicles and helps to minimize liability risks.
3. Occasional drivers: Some policyholders may want to exclude certain individuals who rarely or occasionally drive their vehicles. This could include friends or relatives who visit occasionally and might need to borrow a car. Excluding them from the policy means they would not be covered as drivers in case of an accident.
4. Financial constraints: In some cases, including an additional driver on the insurance policy can significantly increase the premiums. If adding a specific driver would put a financial strain on the policyholder, opting for named driver exclusion can help to manage the costs.
5. Unique circumstances: There can be other unique circumstances where a named driver exclusion might be necessary. For example, if someone in the household has a medical condition or is prohibited from driving due to legal reasons, excluding them from the coverage might be appropriate. It is important to consult with your insurance company to determine if a named driver exclusion is suitable for your specific situation.

For pdfFiller’s FAQs

What is named driver exclusion?

Named driver exclusion is a provision in an insurance policy that removes coverage for a specific driver listed in the policy.

Who is required to file named driver exclusion?

Policyholders who want to exclude a specific driver from their insurance coverage are required to file named driver exclusion.

How to fill out named driver exclusion?

To fill out named driver exclusion, policyholders need to contact their insurance provider and request the necessary forms to exclude a specific driver.

What is the purpose of named driver exclusion?

The purpose of named driver exclusion is to limit the coverage of an insurance policy by excluding specific drivers who are considered high-risk.

What information must be reported on named driver exclusion?

Named driver exclusion typically requires the policyholder to provide the name, driver's license number, and relationship to excluded driver.

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