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1 STATE OF OREGON DEPARTMENT OF CONSUMER AND BUSINESS SERVICES DIVISION OF FINANCE AND CORPORATE SECURITIES MORTGAGE LENDING SECTION BEFORE THE DIRECTOR OF THE DEPARTMENT OF CONSUMER AND BUSINESS
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Disclose any outstanding debts or financial obligations, such as credit card debt, student loans, or other loans.
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Provide details about the property you wish to finance, including the address, purchase price, and estimated down payment.
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Include information about the type of loan you are seeking, whether it is a fixed-rate mortgage or an adjustable-rate mortgage.
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Provide details about any co-borrowers or co-signers who will be involved in the loan.
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Fill out the section that asks for your desired loan amount and the desired term (number of years) for the mortgage.
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Mortgage lending section refers to the portion of a financial institution's regulatory filing that pertains to their activities related to providing mortgage loans to customers.
Financial institutions such as banks, credit unions, and mortgage companies are required to file the mortgage lending section in their regulatory filings.
The mortgage lending section must be filled out accurately and completely, providing detailed information on the institution's mortgage lending activities, including loan amounts, interest rates, and borrower demographics.
The purpose of the mortgage lending section is to provide regulators and the public with insight into the institution's mortgage lending practices, including the volume and types of mortgage loans being originated.
The mortgage lending section typically requires information on the institution's total mortgage loan portfolio, including loan originations, delinquency rates, and foreclosure activity.
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