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How your Experience Mod may increase without your knowledge! Wednesday, April 17, 2013, Brought to You by the School of Safety at What happens if unforeseen changes increase your Experience MOD to

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What is how your experience mod?

The experience modification rate (EMR) is a number used by insurance companies to gauge both past cost of injuries and future chances of risk. It is a comparison of the company's claims experience to other companies in the same industry.

Who is required to file how your experience mod?

Employers who are required to have workers' compensation insurance are typically required to file their experience modification rate (EMR).

How to fill out how your experience mod?

Employers can usually obtain their EMR from their workers' compensation insurance provider. They may need to provide information on their claims history and payroll to calculate the rate.

What is the purpose of how your experience mod?

The purpose of the experience modification rate is to incentivize employers to maintain safe workplaces and reduce the number of workplace injuries.

What information must be reported on how your experience mod?

Information such as payroll, classification codes, claims history, and other factors may need to be reported on the experience modification rate form.

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