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Obscure: Towards Universal Credit Scoring from Mobile Phone Data Jose San Pedro1(B), Divide Proserpio2, and Curia Oliver1 1 2 Telefonica Research, Barcelona, Spain Jose. Sandro, curia. Oliver telefonica.com
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Who needs mobiscores:
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Individuals: Mobiscores can be useful for individuals who are interested in assessing their overall mobility and transportation options. It allows them to understand the feasibility and efficiency of different modes of transport available to them.
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City planners: Mobiscores can provide valuable insights to city planners and urban developers. By analyzing the scores, they can identify areas that require improvement in terms of transportation infrastructure and accessibility. This information can aid in creating sustainable and well-connected cities.
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What is mobiscores?
Mobiscores is a credit scoring system that evaluates a person's creditworthiness based on their mobile phone usage behavior.
Who is required to file mobiscores?
Individuals and businesses who apply for credit or loans from financial institutions may be required to file mobiscores.
How to fill out mobiscores?
To fill out mobiscores, individuals need to provide permission for their mobile phone usage data to be analyzed by the scoring system.
What is the purpose of mobiscores?
The purpose of mobiscores is to provide financial institutions with an additional data point to assess an individual's creditworthiness.
What information must be reported on mobiscores?
Mobiscores report mobile phone usage data such as call frequency, messaging habits, and application usage.
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