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The Lincoln National Life Insurance Company Service OFCE: PO Box 21008, Greensboro, NC 274201008 (hereinafter referred to as the Company) ACCELERATED BENEFITS RIDER FOR CHRONIC ILLNESS AND TERMINAL
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How to fill out accelerated benefits rider for

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How to fill out accelerated benefits rider for:

01
Gather necessary information: Before starting to fill out the accelerated benefits rider, collect all the relevant documents and information required. This may include policy details, medical records, and any other supporting documents.
02
Read the instructions: Carefully review the instructions provided with the accelerated benefits rider form. Ensure that you understand all the terms, conditions, and eligibility criteria for availing the benefits. If you have any doubts or questions, seek clarification from the insurance provider.
03
Complete the personal information section: Begin by filling out the personal information section of the form. This typically includes details such as your name, address, date of birth, and contact information. Provide accurate and up-to-date information to avoid any issues during the process.
04
Specify the policy details: In the next section, provide the necessary policy details. This includes the policy number, issue date, and any other relevant information related to your insurance policy. Double-check the accuracy of these details to prevent any discrepancies.
05
Determine the benefit amount: Evaluate the specific conditions or events outlined in the accelerated benefits rider that make you eligible for accelerated benefits. Determine the amount you wish to avail as accelerated benefits, keeping in mind the policy's terms and limitations. Consult with your insurance agent if you're uncertain about the appropriate benefit amount.
06
Complete the beneficiary information: If applicable, fill out the beneficiary information section. This involves providing details about the person or entity who will receive the accelerated benefits in case of your eligibility. Ensure the beneficiary's information is accurate and current.
07
Review and sign the form: Before submitting the form, carefully review it for any errors or incomplete sections. Make sure all the required fields are filled and all the necessary documentation is attached. After confirming the accuracy of the information provided, sign and date the form as required.

Who needs accelerated benefits rider for:

01
Policyholders with life insurance: The accelerated benefits rider is intended for individuals who hold a life insurance policy. This rider provides an option to access a portion of the policy's death benefit in advance if certain qualifying events occur, such as terminal illness or critical medical conditions.
02
Individuals concerned about financial needs during illness: The accelerated benefits rider offers financial support during times of illness or medical emergencies. It allows policyholders to access funds when they need them most, helping to cover medical expenses, treatment costs, or other essential financial obligations.
03
Those looking for added peace of mind: Having an accelerated benefits rider can provide policyholders and their families with additional peace of mind. Knowing that they have the option to access a portion of the death benefit in case of critical illness can alleviate financial concerns and help individuals focus on their health and well-being.
It is important to note that the specific availability and terms of the accelerated benefits rider may vary depending on the insurance provider and policy. Therefore, it's advisable to consult with your insurance agent or company for precise details regarding the rider and its application process.
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Accelerated benefits rider is used to provide policyholders with the option to receive a portion of their life insurance benefits early in the case of a terminal illness.
Policyholders who meet the criteria for a terminal illness or other conditions specified in the policy are required to file accelerated benefits rider.
Policyholders can fill out accelerated benefits rider by contacting their insurance provider and requesting the necessary forms.
The purpose of accelerated benefits rider is to provide policyholders with financial support in the case of a terminal illness or other specified conditions.
Policyholders must report their medical condition, diagnosis, and any other relevant medical information to file accelerated benefits rider.
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