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FIVE RIVER CARPENTERS HEALTH & WELFARE FUND C/O EASTERN IOWA FRINGE BENEFIT FUNDS, INC 1831 16TH AVENUE SW CEDAR RAPIDS IA 52404 3193663623 18008470113 FAX: 3193627272 April 20, 2012, To: All Participants
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How to fill out summary of material modification:

01
Start by providing a clear and concise title for the summary.
02
Begin the summary by introducing the material modification and its purpose.
03
Provide a brief overview of the existing information or material that is being modified.
04
Clearly state the specific changes or modifications being made.
05
Explain the reasons and rationale behind the modifications.
06
Include any relevant legal or regulatory requirements that necessitate the modification.
07
Discuss the potential impact or implications of the material modification.
08
Mention any parties involved in the decision-making process or the approval of the modification.
09
Provide a timeline for the implementation of the material modification, if applicable.
10
Conclude the summary by summarizing the key points and emphasizing the importance of the material modification.

Who needs summary of material modification?

01
Organizations or companies that are making changes or modifications to their existing materials or information.
02
Regulatory bodies or authorities that require a summary of the material modifications for legal or compliance purposes.
03
Stakeholders or interested parties who need to understand the changes being made and their implications.
04
Employees or team members who are involved in the implementation or execution of the material modifications.
05
Customers or clients who may be affected by the changes and need to be informed.
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Summary of material modification is a document that outlines changes made to a retirement plan that affect participants and beneficiaries.
Plan administrators are required to file the summary of material modification.
The summary of material modification can be filled out by providing a detailed explanation of the changes made to the retirement plan.
The purpose of summary of material modification is to inform participants and beneficiaries of any changes made to the retirement plan.
The summary of material modification must include a description of the changes made, the effective date, and how the changes affect participants and beneficiaries.
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