Get the free Four-Point Insurance Inspection Report - Contractors Institute

Outpoint Insurance Inspection Report Date of inspection Properties address: Properties city, state, zip code: Type of home: Type of construction: Type of foundation: Number of stories: Approximate

How to fill out four-point insurance inspection report

Four-point insurance inspection reports are typically required by insurance companies when insuring older homes or homes with certain risk factors. These reports assess the condition and functionality of four critical components of a house: the electrical system, the plumbing system, the HVAC (heating, ventilation, and air conditioning) system, and the roof.

To fill out a four-point insurance inspection report, follow these steps:

Electrical System:

1. Check the electrical panel to ensure it is properly labeled and that all breakers are functional.
2. Inspect the wiring throughout the house, looking for any outdated or unsafe electrical components.
3. Take note of any visible defects, such as exposed wiring or malfunctioning outlets.

Plumbing System:

1. Inspect the main water supply line, looking for any signs of leaks, corrosion, or damage.
2. Check the condition and functionality of water heaters, checking for any leaks or signs of aging.
3. Test all faucets and fixtures to ensure proper water flow and functionality.

HVAC System:

1. Inspect the heating and cooling units, noting their age and condition.
2. Check for any signs of damage, leaks, or inefficient operation.
3. Test the HVAC system to ensure it is functioning properly and providing adequate heating and cooling.

Roof:

1. Inspect the roof for any visible signs of damage, such as missing or damaged shingles.
2. Check for signs of leaks or water damage.
3. Assess the overall condition and estimated remaining lifespan of the roof.

Who needs a four-point insurance inspection report:

Homeowners who are applying for homeowners' insurance policies, especially for older homes or homes with certain risk factors. Insurance companies often require these inspections to assess the potential risk associated with insuring a property and determine the appropriate coverage and premiums. It provides an accurate picture of the condition of critical components of the house, allowing the insurance company to make informed decisions about the policy.

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