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This document outlines a referral program for Cherokee State Bank's Totally Free Checking account, where both the referrer and the referred friend can receive a free gift upon account opening.
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How to fill out Totally Free Checking

01
Visit the bank's website or a local branch to get the Totally Free Checking application.
02
Fill out the application form with your personal information, including your name, address, date of birth, and Social Security number.
03
Provide employment information and income details as required.
04
Verify your identity by providing a form of ID, such as a driver's license or passport.
05
Review the terms and conditions for the Totally Free Checking account.
06
Submit the application online or in person, and wait for confirmation from the bank.
07
Once approved, set up online banking and order checks if necessary.

Who needs Totally Free Checking?

01
Individuals seeking to avoid monthly maintenance fees.
02
People who prefer simple banking options without hidden charges.
03
Students or young adults starting their financial journey.
04
Individuals who frequently use ATMs and want to avoid withdrawal fees.
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Totally Free Checking is a type of bank account that does not charge monthly maintenance fees or require a minimum balance, allowing customers to access their funds without extra costs.
Typically, anyone interested in opening a bank account that offers no fees and no minimum balance requirements can apply for Totally Free Checking. There are usually no specific filing requirements.
To fill out the application for Totally Free Checking, you need to provide your personal information such as name, address, Social Security number, and identification details. You can complete the application online or at a bank branch.
The purpose of Totally Free Checking is to provide consumers with a cost-effective banking solution that allows them to manage their finances without incurring monthly fees or penalties.
The information that must be reported on Totally Free Checking typically includes account holder details, transaction history, and any tax-related information as required by banking regulations.
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