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This document serves to inform individuals that a consumer report (background report) may be ordered by Kentucky Bank for employment purposes, outlining the types of information that may be obtained
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How to fill out Background Check Disclosure and Authorization Form

01
Obtain the Background Check Disclosure and Authorization Form from the relevant authority or organization.
02
Read through the form carefully to understand the information required.
03
Fill out personal information accurately, including your full name, address, date of birth, and Social Security number.
04
Provide any additional requested information, such as previous addresses or employment history, as specified in the form.
05
Review the authorization section, ensuring you agree to the background check.
06
Sign and date the form in the designated area.
07
Submit the completed form to the requesting organization, either electronically or via mail, as instructed.

Who needs Background Check Disclosure and Authorization Form?

01
Employers conducting background checks during the hiring process.
02
Organizations that require background checks for volunteers, especially in sensitive roles like working with children or vulnerable populations.
03
Financial institutions assessing the trustworthiness of applicants for loans or financial products.
04
Licensing bodies requiring background checks for certain professional licenses.
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The Background Check Disclosure and Authorization Form is a document that an employer or organization provides to inform an individual that a background check will be conducted. It also serves as a request for the individual’s permission to perform the check.
Employers or organizations that wish to conduct background checks on prospective or current employees are required to provide and file the Background Check Disclosure and Authorization Form.
To fill out the form, the individual must provide personal information such as their name, address, and consent statement. They should carefully read the disclosure, sign the authorization section, and date it to indicate their approval.
The purpose of the form is to ensure compliance with the Fair Credit Reporting Act (FCRA) by providing individuals with information about the background check and obtaining their consent to carry it out.
The form must report the individual's personal details, disclosure about the nature of the background check, sources of information that may be used, and the rights of the individual under the FCRA.
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