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BID FORM Please fax completed form to (989) 739-7781 Bid forms are accepted until 9am the day of the sale. If financing, you must be pre-approved before the day of sale. Please call 800-336-2328 to
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How to fill out pre-qualified vs pre-approved whats:
01
Pre-qualification: To fill out a pre-qualification form, you typically have to provide basic financial information such as your income, debts, and assets. This can usually be done online or over the phone with a lender. Make sure to accurately enter all the required information to receive an accurate pre-qualification assessment.
02
Pre-approval: Filling out a pre-approval application is more detailed and involves providing supporting documents such as pay stubs, bank statements, and tax returns. This documentation helps lenders verify the information you provided and assess your creditworthiness. It is important to gather all the necessary paperwork and submit it along with the application to expedite the pre-approval process.
Who needs pre-qualified vs pre-approved whats:
01
Pre-qualification: If you are just starting the homebuying process and want to get a general idea of how much you can afford, pre-qualification can be beneficial. It gives you a ballpark estimate of the loan amount you may be eligible for, helping you set realistic expectations when house hunting.
02
Pre-approval: If you are serious about buying a home and want to strengthen your position as a buyer, getting pre-approved is crucial. Pre-approval shows sellers that you have already gone through a more thorough evaluation of your financial situation, making your offer more attractive. Additionally, pre-approval gives you a clearer picture of your budget and allows you to confidently make offers within your approved loan amount.
In conclusion, while both pre-qualification and pre-approval serve their purpose in the homebuying process, pre-approval holds more weight and is often necessary to compete in a competitive real estate market.
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