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2015 Benefits Guide FOR ANNUAL ENROLLMENT AND NE W EMPLOYEES 2015 Annual Enrollment for Merck Health and Insurance Benefits OCT. 14 NOV. 6, 2014 ABOUT THIS GUIDE Your 2015 Benefits Guide describes

How to fill out 2015 benefits guide

How to fill out 2015 benefits guide?

1. Start by carefully reading the guide's instructions and familiarizing yourself with the different sections and options available.
2. Gather all necessary personal information, such as your full name, employee ID, and dependents' details.
3. Review the different benefit plans offered for the year 2015 and identify the ones that suit your needs. Take note of the coverage, costs, and any limitations or restrictions.
4. Determine if you are eligible for any special programs or additional benefits offered by your employer.
5. Consider any changes or updates in your personal circumstances that might affect your benefit choices, such as marriage, birth of a child, or a change in dependent status.
6. Evaluate your healthcare needs and preferences to select an appropriate health insurance plan. Compare the coverage, deductibles, premiums, and network providers available.
7. Decide on the amount of life insurance coverage you require, considering factors such as dependents, outstanding debts, and future financial obligations.
8. Determine if any additional insurance options, such as dental, vision, or disability coverage, are necessary for you and your family.
9. Take note of any retirement and savings plans included in the benefits guide, such as 401(k) or pension plans, and assess your contribution options and possible employer matches.
10. Make a list of any questions or concerns you have regarding the benefits guide, and seek clarification from your human resources department or benefits representative.

Who needs 2015 benefits guide?

1. New employees joining the company in 2015 will need the benefits guide to understand the available benefit options and enrollment process.
2. Existing employees who want to review their current benefit selections and potentially make changes to their plans for the year 2015 will benefit from the guide.
3. Employees who anticipate any changes in their personal circumstances, such as marriage, welcoming a new child, or significant changes in dependent status, should refer to the benefits guide to update their coverage accordingly.
4. Any employee who is unclear about the available benefits, coverage options, or contribution requirements should consult the benefits guide for guidance and clarification.
5. Employees who want to explore any additional benefits or programs offered by their employer, such as wellness initiatives or educational assistance, should refer to the guide for more information.

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