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2009 CRA and Fair Lending Colloquium Registration Form First Name: Last Name: Title: Institution: Address 1: Address 2: City: State: Zip: Phone: Fax: Email: ! Please check here if you will bring adult
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BCRAB stands for Bank Community Reinvestment Act Data and Analysis, and fair lending refers to the fair and equitable treatment of all individuals in the credit process.
Financial institutions such as banks and credit unions are required to file BCRAB and comply with fair lending regulations.
BCRAB and fair lending reports are typically filled out electronically through the relevant regulatory agency's website.
The purpose of BCRAB is to assess and encourage financial institutions to provide credit to low- and moderate-income communities, while fair lending aims to prevent discrimination in lending practices.
Information such as loan volume, geographic distribution of loans, and demographic characteristics of borrowers must be reported on BCRAB and fair lending reports.
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