Get the free Named Driver Exclusion Endorsement

This document serves as an endorsement to the personal auto policy, specifically addressing the exclusion of named drivers from certain coverages in Oklahoma.

How to fill out named driver exclusion endorsement

How to fill out Named Driver Exclusion Endorsement

1. Obtain the Named Driver Exclusion Endorsement form from your insurance provider.
2. Read the instructions carefully before starting to fill out the form.
3. Provide your policy number and personal details as requested.
4. List the names of drivers you wish to exclude from coverage.
5. Include the reasons for their exclusion if required by the insurer.
6. Review the completed form for accuracy and completeness.
7. Sign and date the endorsement form.
8. Submit the form to your insurance provider, ensuring you retain a copy for your records.

Who needs Named Driver Exclusion Endorsement?

1. Any individual who wants to exclude specific drivers from their auto insurance coverage.
2. Individuals who have a higher risk driver in their household whom they do not want covered under their insurance policy.
3. Policyholders looking to reduce their premium by excluding drivers who may lead to more frequent claims.

People Also Ask about

What does it mean if a driver is excluded?

Quick Answer. An excluded driver is someone from your household you ask your insurance company not to insure. If they get behind the wheel, your insurance company likely won't cover any losses, and you could be on the hook for damages.

What is the difference between named and additional insured?

A named insured is entitled to 100% of the benefits and coverage provided by the policy. An additional insured is someone who is not the owner of the policy but who, under certain circumstances, may be entitled to some of the benefits and a certain amount of coverage under the policy.

What is a named exclusion?

Definition of named-insured exclusion A named-insured exclusion is a provision in an insurance policy that limits liability coverage to a named insured who was injured by another named insured under the same policy.

What is an exclusion in car insurance?

What are exclusions in a car insurance policy? In most auto insurance policies, the insurance company will list specific exclusions. These are instances where your insurance company won't provide coverage — like, for instance, if you get mad and decide to drive your car into your local Subway sandwich shop.

What is a named driver exclusion in California?

An “excluded driver” is a person whose “crashes” are not covered on a California commercial auto insurance policy for any of the coverages on the policy. Your insurance carrier must have written a “named driver exclusion”, for a specific individual, for him/her to be considered as “excluded” on your insurance policy.

What is a named auto exclusion endorsement?

Named driver exclusions can significantly affect your auto insurance coverage by limiting who is protected under your policy. If an excluded driver uses your vehicle and gets into an accident, your insurance company will not cover any damages or liability.

What is an auto endorsement?

An endorsement, also known as a rider, adds, deletes, excludes or changes insurance coverage. An endorsement/rider can also be used to increase standard limits of coverage and take precedent over the original agreement or policy.

For pdfFiller’s FAQs

What is Named Driver Exclusion Endorsement?

Named Driver Exclusion Endorsement is an insurance policy provision that excludes specific drivers from coverage under an auto insurance policy. This means that if an excluded driver operates the vehicle and is involved in an accident, the insurance will not cover damages or liabilities.

Who is required to file Named Driver Exclusion Endorsement?

The policyholder who wishes to exclude certain drivers from their auto insurance coverage is required to file a Named Driver Exclusion Endorsement. This is typically done to reduce premium costs or for specific legal or personal reasons.

How to fill out Named Driver Exclusion Endorsement?

To fill out a Named Driver Exclusion Endorsement, the policyholder must provide details such as the excluded driver's name, date of birth, driver's license number, and the reason for exclusion. This information is typically submitted on a specific form provided by the insurance company.

What is the purpose of Named Driver Exclusion Endorsement?

The purpose of Named Driver Exclusion Endorsement is to allow policyholders to exclude certain individuals from being covered under their auto insurance policy. This can help manage risk and potentially lower insurance premiums by restricting coverage for drivers deemed high-risk.

What information must be reported on Named Driver Exclusion Endorsement?

The information that must be reported on Named Driver Exclusion Endorsement includes the excluded driver's full name, date of birth, driver's license number, reason for exclusion, and any other relevant details required by the insurance provider.