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NEW WIND MITIGATION INSPECTION FORMS, EFF 4/21/2010 Under Florida Statute, 626.0629, insurance companies who are licensed under the guidelines of the State of Florida's Insurance Commission are required
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How to fill out new wind mitigation inspection

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How to fill out new wind mitigation inspection:

01
Gather necessary information: Before starting the inspection form, collect all relevant documents and information such as property address, insurance policy details, and any previous wind mitigation reports.
02
Review the inspection form: Familiarize yourself with the layout and sections of the new wind mitigation inspection form. This will help you navigate through the document more efficiently.
03
Start with the property details: Begin filling out the form by providing accurate and complete information about the property being inspected. This includes the address, year of construction, and type of construction.
04
Evaluate the roof covering: Assess the roof covering material and document it accordingly on the form. This can include options like asphalt shingles, metal, tile, or others. Note any additional features like secondary water barriers or roof-to-wall connections.
05
Inspect the roof geometry: Determine the shape and design of the roof, whether it is gable, hip, flat, or other. Record these details and any pertinent information relating to the roof structure.
06
Assess roof-to-wall connections: Examine the connections between the roof and the walls of the property. Look for hurricane straps, clips, or other types of reinforcements that can enhance the structural integrity. Document these findings on the inspection form.
07
Evaluate the presence of a secondary water barrier: Check if there is a secondary water barrier installed, such as peel-and-stick underlayment or a foam adhesive. If present, make note of it on the form.
08
Inspect the opening protection: Evaluate the protection measures in place for windows, doors, and other openings. This can include impact-resistant glass, hurricane shutters, or reinforced doors. Record these details on the inspection form.
09
Review the mitigation features: Determine if any additional wind mitigation features are present, such as a wind-resistant garage door, a wind-rated skylight, or reinforced masonry walls. Note these features on the form.
10
Submit the completed form: Once you have filled out all the necessary sections of the inspection form, review it for accuracy and completeness. Make any final adjustments or additions before submitting it to the appropriate authority or insurance company.

Who needs new wind mitigation inspection?

01
Homeowners: Homeowners who reside in areas prone to hurricanes or strong winds may be required by their insurance company to obtain a new wind mitigation inspection. This can help assess the property's resilience to wind damage and potentially qualify for insurance discounts.
02
Homebuyers: Prospective homebuyers, especially in wind-prone regions, may choose to get a new wind mitigation inspection before purchasing a property. This can provide them with valuable information about potential wind-related risks, necessary improvements, and potential insurance rates.
03
Insurance companies: Insurance companies may request or require a new wind mitigation inspection to accurately assess the level of risk associated with a property and determine appropriate premiums. This helps them understand the property's wind-resistant features and vulnerabilities.
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New wind mitigation inspection is an assessment of a property's ability to withstand wind damage and the effectiveness of its wind mitigation features.
Property owners in certain high-risk areas or those seeking insurance discounts may be required to file a new wind mitigation inspection.
To fill out a new wind mitigation inspection, a qualified inspector will assess the property and report on its wind mitigation features and condition.
The purpose of a new wind mitigation inspection is to determine the level of risk a property poses for wind damage and help insurance companies assess premiums.
Information such as roof shape, building code compliance, opening protection, roof deck attachment, roof covering, and other wind mitigation features must be reported on a new wind mitigation inspection.
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