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GRADE 7 MARCH USING MONEY DISCUSSION GUIDE GRADE: 7 MONTH: MARCH THEME: USING MONEY PATERSON PATHWAYS: CL EAR, CAR EU L, AND CR NATIVE PL ANNING FOR IF E BEYOND H IGH ECHO OF USING THIS Paterson Pathways

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5. Saving and investing: Make it a habit to save a portion of your income regularly. Consider opening a savings account or exploring investment options such as stocks, bonds, or mutual funds to make your money work for you.
6. Managing debt: If you have any outstanding debts, create a repayment plan to gradually eliminate them. Prioritize high-interest debts and consider strategies like debt consolidation or negotiating with creditors to make the process more manageable.
7. Be cautious of credit: While credit cards can be convenient, it's important to use them responsibly. Avoid accumulating excessive credit card debt and strive to pay off your balances in full each month to avoid interest charges.
8. Seek professional advice: If you're unsure about managing your finances or need guidance on specific financial matters, don't hesitate to consult a financial advisor or planner who can provide personalized advice based on your unique situation.

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1. Individuals: Almost everyone needs to use money to meet their daily needs, pay bills, and save for the future. From students to working professionals, money is an essential aspect of modern life.
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3. Governments: Governments require money to provide public services, invest in infrastructure, fund social programs, and maintain law and order. They raise funds through taxes and other revenue sources to fulfill their responsibilities.
4. Non-profit organizations: Even non-profit organizations need money to carry out their missions. They rely on donations, grants, and other funding sources to support their programs and initiatives.
5. Investors: Investors, whether individuals or institutions, use money to invest in various financial assets like stocks, bonds, real estate, or commodities. By allocating their funds wisely, investors aim to generate returns and grow their wealth.

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What is using money?

Using money refers to the act of spending or utilizing funds for various transactions or purposes.

Who is required to file using money?

Individuals, businesses, and organizations are required to keep track of and report their spending of money.

How to fill out using money?

Using money can be filled out by keeping records of expenses, categorizing them, and reporting them accurately in financial statements.

What is the purpose of using money?

The purpose of using money is to facilitate transactions, purchases, investments, and fulfill financial obligations.

What information must be reported on using money?

Information such as the date, amount, recipient, and purpose of the expenditure must be reported when using money.