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This document notifies that Credit Acceptance Corporation is unable to timely file its Quarterly Report on Form 10-Q for the period ending June 30, 2005 due to accounting issues related to loans.
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How to fill out FORM NT 10-Q

01
Obtain a copy of FORM NT 10-Q from the SEC's website or your financial reporting system.
02
Ensure that you are eligible to file this form by confirming that you are unable to file the complete 10-Q on time.
03
Fill out the basic information at the top of the form, including the company's name, SEC file number, and period covered by the report.
04
Indicate the reason for the late filing in the designated section.
05
Provide the expected filing date for the complete 10-Q.
06
Sign and date the form as required, ensuring compliance with applicable regulations.
07
Submit the form electronically through the EDGAR system.

Who needs FORM NT 10-Q?

01
Publicly traded companies that need an extension to file their quarterly reports due to unforeseen circumstances.
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While 10K reports are due annually and must include audited financial statements, 10Q reports are due quarterly, three times a year, and include unaudited financial statements.
The Form 10-Q includes unaudited financial statements and provides a continuing view of the company's financial position during the year. The report must be filed for each of the first three fiscal quarters of the company's fiscal year. You'll find a company's Form 10-Q filings in the SEC's EDGAR database.
10Q filings are quarterly reports of a public company's financials and operations over the period.
A company may decide to file its Form 10-Q by the original or extended filing date without its auditor's review. In such circumstances, the company must explicitly disclose that the filing is incomplete because Form 10-Q's required auditor SAS 100 review was not performed and/or completed.
Companies that fail to timely file their 10-Q or 10-K are required by SEC Rule 12b-25 to. file a Form NT (for “Non-Timely”) no later than one day after the due date. Timely filing of. Form NT (also known as Form 12b-25) results in an automatic one-time grace period of 5 days. for 10-Qs and 15 days for 10-Ks.
Purpose and Key Filing Elements of 10-Q SEC Filings The first part of the 10-Q contains condensed financial statements such as balance sheets and income statements, management discussion and analysis, market risk disclosures, and details regarding internal controls.
The Form 10-Q includes unaudited financial statements and provides a continuing view of the company's financial position during the year. The report must be filed for each of the first three fiscal quarters of the company's fiscal year.
Companies must file their 10-Qs 40 or 45 days after the end of their quarters, depending on the size of their public float. A snapshot of a company's financial position, Form 10-Q provides investors with information they can compare to previous periods and use to evaluate the outlook for the stock's performance.

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FORM NT 10-Q is a notification form filed with the U.S. Securities and Exchange Commission (SEC) by publicly traded companies to report a delay in filing their quarterly report (FORM 10-Q).
Publicly traded companies that are unable to file their FORM 10-Q within the prescribed deadline are required to file FORM NT 10-Q.
To fill out FORM NT 10-Q, companies must provide basic information including the registrant’s name, the form that is being delayed (FORM 10-Q), the original due date for FORM 10-Q, and a statement explaining the reasons for the delay.
The purpose of FORM NT 10-Q is to inform the SEC and investors about a company's inability to file its quarterly financial report on time and to provide an explanation for the delay.
FORM NT 10-Q must report the name of the registrant, the date of the original filing deadline for FORM 10-Q, the expected filing date, and the reasons for the delay.
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