Get the free Non Borrower Occupant Certification Form This form is for any individual committed t...

Non Borrower Occupant Certification Form This form is for any individual committed to residing at your property address who is not on the loan as a borrower, but whose income you are requesting be

How to fill out non borrower occupant certification

How to fill out non borrower occupant certification?

1. Obtain the non borrower occupant certification form from the lender or the website of the lending institution.
2. Fill in the date on the top right corner of the form.
3. Provide the name of the primary borrower on the designated line.
4. Include the address of the property being financed.
5. Specify the relationship between the non-borrowing occupant and the primary borrower (e.g., spouse, child, parent).
6. State the reason for the non-borrower occupant's presence in the property (e.g., financial support, health reasons).
7. Declare the intention of the non-borrower occupant to reside in the property and confirm that they will not be responsible for the mortgage payment.
8. Sign and date the form at the bottom.
9. Submit the completed non borrower occupant certification form to the lender.

Who needs non borrower occupant certification?

1. Non-borrower occupants who will be residing in a property being financed by a mortgage.
2. These occupants might include family members, friends, or other individuals who will share the residence with the primary borrower but are not legally obligated for the mortgage.

Please note that the specific requirements and procedures for filling out the non borrower occupant certification may vary depending on the lending institution and the type of mortgage. It's always recommended to consult with the lender or seek professional advice for accurate and up-to-date information.

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What is non borrower occupant certification?

Non borrower occupant certification is a form that certifies the occupants living in a property financed by a mortgage loan who are not listed as borrowers on the loan.

Who is required to file non borrower occupant certification?

Non borrower occupant certification is typically required to be filed by the borrowers on the loan or the property owners.

How to fill out non borrower occupant certification?

To fill out a non borrower occupant certification, the occupants must provide their personal information, relationship to the borrower, and certify their intention to occupy the property.

What is the purpose of non borrower occupant certification?

The purpose of non borrower occupant certification is to ensure that the occupants residing in the property are legitimate occupants and to prevent fraud or misuse of the loan.

What information must be reported on non borrower occupant certification?

The non borrower occupant certification form typically requires information such as the occupant's name, relationship to the borrower, contact information, and confirmation of intent to occupy the property.