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H E A R T D I S E A SE GENERAL CONCEPTS Agent: Phone: Fax: Proposed Insured Name: r M RF Date of Birth: Face Amount: Max. Premium: $ /year r UL r WE r Term r Survivorship Do you currently smoke cigarettes?
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HEAR stands for Health Examination and Assessment Requirement.
All employees are required to file HEAR.
HEAR can be filled out electronically or manually by providing all necessary health examination information.
The purpose of HEAR is to ensure that employees are in good health condition for work.
Information such as health examination results, medical history, and any health conditions must be reported on HEAR.
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