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Pension division PRODUCT DISCLOSURE STATEMENT Issued 1 October 2015 An application to join is on the back of this booklet. This Product Disclosure Statement (PDS) for the Club Plus Pension is issued
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How to fill out product disclosure statement

How to fill out a product disclosure statement:
01
Start by familiarizing yourself with the purpose and importance of a product disclosure statement (PDS). Understand that a PDS provides important information about a financial product, such as its features, risks, and terms.
02
Review the specific regulations and guidelines governing the creation and completion of a PDS, as these may vary depending on your jurisdiction or the type of financial product being offered.
03
Gather all relevant information about the financial product you are disclosing. This may include details about the issuer, the product's features, fees and costs, benefits, and risks associated with investing in the product.
04
Use clear and concise language when completing the PDS. Avoid technical jargon and aim to provide information in a way that is easily understandable for the target audience, which may include potential investors or consumers.
05
Include all required sections and disclosures as specified by the regulatory body overseeing the financial product. These sections may include information about the product's performance, liquidity, and any conflicts of interest that may exist.
06
Ensure that the information provided in the PDS is accurate, complete, and up-to-date. If any changes occur after the initial completion of the PDS, make the necessary updates and notify the relevant parties.
07
Seek legal and/or compliance advice if needed to ensure compliance with all relevant laws and regulations pertaining to the creation and completion of a PDS.
Who needs a product disclosure statement:
01
Individuals or entities offering financial products such as investment funds, insurance policies, or superannuation schemes are typically required to provide a product disclosure statement to potential investors or policyholders.
02
Potential investors or policyholders who are considering purchasing a financial product should also familiarize themselves with the relevant product disclosure statement before making a decision.
03
Regulators and governing bodies may require financial institutions and issuers to have a product disclosure statement in order to ensure transparency and protect consumer interests.
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What is product disclosure statement?
A product disclosure statement is a document that contains information about a financial product, including its features, risks, benefits, and costs.
Who is required to file product disclosure statement?
Financial institutions and companies offering financial products are required to file product disclosure statements.
How to fill out product disclosure statement?
To fill out a product disclosure statement, you need to provide accurate information about the financial product, its features, risks, benefits, and costs.
What is the purpose of product disclosure statement?
The purpose of a product disclosure statement is to help consumers make informed decisions about financial products by providing them with important information.
What information must be reported on product disclosure statement?
Information such as features, risks, benefits, and costs of the financial product must be reported on a product disclosure statement.
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