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BALANCE SHEET (disclosure for m) as of September 01, 2012, of lending company Sober bank of Russia Open Jo int Stock Company Sober bank of Russia OJ SC Postal address: 19 Pavlova St., 117997 Moscow,

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How to fill out disclosure form:

1. Start by reading the instructions carefully: Before filling out the disclosure form, it is essential to read the provided instructions thoroughly. This will ensure that you understand the purpose of the form and how to accurately complete it.
2. Gather all necessary information: Make sure to gather all the required documents and information that will be needed to complete the disclosure form. This can include financial statements, tax returns, and other relevant records. Ensuring you have all the necessary information will help streamline the process.
3. Provide accurate and complete information: It is crucial to provide accurate and complete information when filling out the disclosure form. Make sure to double-check all details and ensure that there are no errors or omissions. This will help you avoid any potential legal or compliance issues in the future.
4. Be transparent and honest: The disclosure form is a legal document that requires you to disclose any relevant information regarding your finances, assets, liabilities, and other important matters. It is essential to be transparent and honest while filling out the form to maintain your credibility and comply with the law.
5. Seek professional assistance if needed: If you are unsure about any aspect of the disclosure form or if you have complex financial situations, it is advisable to seek professional assistance. Financial advisors or attorneys specializing in disclosure forms can provide guidance and ensure that you complete the form accurately and in accordance with the applicable laws.

Who needs disclosure form:

1. Individuals involved in legal proceedings: Disclosure forms are commonly required in legal proceedings such as divorce, bankruptcy, or personal injury cases. It helps provide information about an individual's financial situation and relevant assets, allowing the court to make informed decisions.
2. Business entities: Business entities may also need to fill out disclosure forms, especially when seeking financing or entering into partnerships. These forms help provide an overview of the business's financial health, potential risks, and other relevant information.
3. Government agencies and regulatory bodies: Government agencies and regulatory bodies may require individuals or businesses to fill out disclosure forms to ensure compliance with applicable rules and regulations. These forms help monitor and assess financial activities to prevent fraud or illegal practices.

In conclusion, filling out a disclosure form requires careful attention to detail, accurate information, and compliance with relevant regulations. It is important to read and follow the instructions provided, gather all necessary documentation, and seek professional assistance if needed. Various individuals and entities, including those involved in legal proceedings or businesses seeking financing, may require a disclosure form.

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