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This document serves as an offer for optional mine subsidence insurance coverage for property insurance policies covering one to four family dwelling structures in specified Ohio counties.
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How to fill out ohio offer of mine
How to fill out Ohio Offer of Mine Subsidence Insurance Coverage
01
Obtain the Ohio Offer of Mine Subsidence Insurance Coverage form from your insurance provider or the Ohio Department of Insurance website.
02
Read the instructions provided on the form carefully.
03
Fill in your personal information, including your name, address, and contact details.
04
Provide details about the property for which you are seeking insurance coverage, including its location and type.
05
Indicate whether you have any existing mine subsidence insurance and provide relevant details.
06
Select the coverage amount you wish to apply for, ensuring it meets your needs.
07
Review the terms and conditions of the insurance policy.
08
Sign and date the form to certify the information provided is accurate.
09
Submit the completed form to your insurance provider as instructed.
Who needs Ohio Offer of Mine Subsidence Insurance Coverage?
01
Homeowners in Ohio whose properties are located in areas affected by past or potential mine subsidence.
02
Individuals looking to protect their property from damage caused by mine subsidence.
03
Real estate buyers considering properties in regions with historical mining activity.
04
Property owners seeking peace of mind regarding potential subsidence risks.
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People Also Ask about
How much is mine subsidence insurance in PA?
How to Apply for Mine Subsidence Insurance. If your home is at risk, coverage is available and affordable. Residential coverage of $150,000 costs $41.25 a year.
What is mine subsidence insurance?
A MSI policy covers damage to your home or buildings and their appurtenances that occurs during the policy period and which is caused by the movement of the ground surface as a result of the collapse of underground coal or clay mine workings, or from a sudden unexpected breakout of water from an abandoned mine.
What is subsidence in insurance?
Subsidence is when the ground beneath your property sinks, pulling the foundations of your home down with it.
What is the meaning of mine subsidence?
Mine subsidence is the movement of the ground that can occur after underground coal mining. After coal is extracted from beneath the ground, the land above can sink and fill the hollow mine workings. This can cause tilts and strains on the ground surface.
Do you have to have mine subsidence insurance in Illinois?
By statute, all insurance companies writing property insurance in Illinois must provide coverage for mine subsidence.
Should I get mine subsidence insurance?
If your home is located in the general area of underground mining operations, you should give serious consideration to buying mine subsidence insurance. Sag subsidence, the most common type of mine subsidence, appears as a gentle depression in the ground and can spread over an area as large as several acres.
What are the risks of mine subsidence?
The assessment of the risk of mine subsidence related damage above underground coal mines is the most critical and driving factor for land development. Only about 50% of the undermined sites investigated for mine subsidence by MEA, a UES Company, were found to have significant risk.
Is mine subsidence insurance required in Indiana?
Indiana statutes (Statute 27-7-9) requires that mine subsidence insurance be available to owners of property in our territories. Mine subsidence means the collapse of an underground coal mine, resulting in damage to a structure.
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What is Ohio Offer of Mine Subsidence Insurance Coverage?
The Ohio Offer of Mine Subsidence Insurance Coverage is a type of insurance that provides financial protection against damages resulting from mine subsidence, which is the sinking or settling of the ground due to underground mining activities.
Who is required to file Ohio Offer of Mine Subsidence Insurance Coverage?
Property owners in Ohio who have structures built on land that may be affected by mine subsidence are typically required to file for this coverage to protect their property.
How to fill out Ohio Offer of Mine Subsidence Insurance Coverage?
To fill out the Ohio Offer of Mine Subsidence Insurance Coverage, property owners must complete a designated application form including personal, property, and payment information, as well as any relevant details pertaining to the mining activity in the area.
What is the purpose of Ohio Offer of Mine Subsidence Insurance Coverage?
The purpose of Ohio Offer of Mine Subsidence Insurance Coverage is to provide financial protection to property owners against the potential damages caused by mine subsidence, ensuring they have resources to repair or rebuild if their property is affected.
What information must be reported on Ohio Offer of Mine Subsidence Insurance Coverage?
The information that must be reported includes the property owner's name, address, details of the property, a description of the potential mine subsidence risk, and any previous claims or damages related to mining activities.
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