Get the free BORROWERS CLOSING AFFIDAVIT - Portland Oregon

Portland Housing Bureau 421 SW 6th Avenue, Suite 500 Portland, OR 97204 TEL: (503) 2832375 FAX: (503) 8653480 EMAIL: mcc@portlandoregon.gov MCC NO: ___ APPLICANT NAME: ___ SHADED AREA FOR PROGRAM

How to fill out borrowers closing affidavit

How to fill out borrowers closing affidavit:

1. Obtain the borrowers closing affidavit form: Start by obtaining the borrowers closing affidavit form from your lender or the title company handling your closing. This form is typically provided to all borrowers involved in a real estate transaction.
2. Review the form: Take the time to carefully review the borrowers closing affidavit form. Familiarize yourself with the different sections and requirements outlined in the document.
3. Enter personal information: Begin by entering your personal information accurately and correctly. This may include your full name, address, contact information, social security number, and any other relevant details requested on the form.
4. Provide loan information: Next, provide the loan information relevant to your specific transaction. This may include the loan amount, lender's name, loan number, and any other details specific to your loan.
5. Declare any outstanding debts or liens: In this section, you may be required to declare any outstanding debts or liens that you are aware of. Be sure to disclose any mortgages, judgments, or other encumbrances on the property.
6. Affirm ownership and occupancy: Declare your ownership and occupancy status of the property being financed. This may involve confirming that you are the rightful owner of the property and that you intend to occupy it as your primary residence.
7. Certify the accuracy of information: Review the entire borrowers closing affidavit form and ensure that all the information provided is accurate and true to the best of your knowledge. Sign and date the document accordingly.
8. Submit the form: Once you have completed filling out the borrowers closing affidavit form, submit it to the appropriate party, such as your lender or the title company handling the closing. Follow any additional instructions provided to ensure a smooth closing process.

Who needs borrowers closing affidavit?

The borrowers closing affidavit is typically required for individuals who are involved in a real estate transaction, specifically those who are borrowing money to purchase a property. This may include homebuyers or individuals refinancing their existing mortgages. The borrowers closing affidavit serves as a legal document that affirms the accuracy of the information provided by the borrower during the closing process, ensuring transparency and compliance with applicable laws and regulations.

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