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EPC02008 08.12.2015 (Vol Ref. 7.3.2.1) SEPA CARDS Standardization (SCS) VOLUME BOOK 3 DATA ELEMENTS Payments and Cash Withdrawals with Cards in SEPA Applicable Standards and Conformance Processes
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Vol ref stands for Voluntary Reference and it is a form filed with the appropriate authority to request a reference number for a voluntary transaction.
Any individual or entity engaging in a voluntary transaction that requires a reference number is required to file a vol ref.
To fill out a vol ref, you must provide information about the voluntary transaction and the parties involved. This information typically includes details about the transaction, the parties' identities, and the purpose of the transaction.
The purpose of vol ref is to obtain a reference number for a voluntary transaction, which may be required for regulatory or record-keeping purposes.
The information reported on a vol ref typically includes details about the voluntary transaction, such as the parties involved, the nature of the transaction, and the reason for requesting a reference number.
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