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This document is the annual report of Equifax Inc. for the fiscal year ended December 31, 2008, detailing financial performance, business strategies, risk factors, and corporate governance.
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How to fill out form 10-k

How to fill out FORM 10-K
01
Read the instructions provided by the SEC on how to complete FORM 10-K.
02
Gather all necessary financial information for the fiscal year, including income statements, balance sheets, and cash flow statements.
03
Complete the Business Overview section by describing the company and its operations.
04
Provide detailed information in the Risk Factors section, including potential risks that could affect the business.
05
Disclose the Management's Discussion and Analysis (MD&A) to offer insights into the financial results and operations.
06
Prepare financial statements in accordance with GAAP, ensuring all figures are accurate and properly presented.
07
Include the auditor's report if applicable, indicating the results of the external audit.
08
Review the document for accuracy and completeness, ensuring compliance with SEC regulations.
09
File the completed FORM 10-K electronically through the EDGAR system.
Who needs FORM 10-K?
01
Publicly traded companies in the United States are required to file FORM 10-K.
02
Investors and analysts use FORM 10-K to assess the company's financial health and performance.
03
Regulatory agencies, including the SEC, require FORM 10-K for monitoring compliance and transparency.
04
Creditors and lenders may review FORM 10-K when evaluating the creditworthiness of a company.
05
Market analysts and researchers use the information in FORM 10-K for investment analysis and recommendations.
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What is the Form 10-K?
Schedules” requires a list of the financial statements and exhibits included as part of the Form 10-K. Many exhibits are required, including documents such as the company's bylaws, copies of its material contracts, and a list of the company's subsidiaries.
Who is required to file Form 10-K?
Some companies will even use their 10-K as their annual report to shareholders. It's also important to remember 10-Ks are written by the companies. While the SEC monitors the filings, they don't come from a completely objective, outside perspective.
What is Form 10-K used for?
What is a 10-K form? Every publicly traded company is required to file financial reports with the Securities and Exchange Commission, or the SEC. The SEC Form 10-K offers a comprehensive snapshot of the company's financial health throughout the year, almost like an annual report for the business numbers.
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What is FORM 10-K?
FORM 10-K is an annual report filed by publicly traded companies in the United States with the Securities and Exchange Commission (SEC) that provides a comprehensive summary of a company's financial performance.
Who is required to file FORM 10-K?
All publicly traded companies in the United States that are registered with the SEC are required to file FORM 10-K.
How to fill out FORM 10-K?
To fill out FORM 10-K, companies must gather required financial data, complete the designated sections as per SEC instructions, and ensure all disclosures are accurate before electronic submission via the SEC's EDGAR system.
What is the purpose of FORM 10-K?
The purpose of FORM 10-K is to provide a detailed overview of a company's financial condition, performance, and risks, allowing investors to make informed decisions.
What information must be reported on FORM 10-K?
FORM 10-K must report a variety of information, including the company's business description, financial statements, management's discussion and analysis, disclosures about risks, and executive compensation.
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