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This document is an application form for an educational loan offered by MEFA for undergraduate students. It outlines information required from the student borrower and co-borrower, repayment options,
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How to fill out mefa undergraduate loan application

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How to fill out MEFA Undergraduate Loan Application

01
Visit the MEFA website and navigate to the Undergraduate Loan Application section.
02
Create an account or log in if you already have one.
03
Start the application by providing your personal information, such as name, address, and Social Security number.
04
Enter information about your school and the degree program you are enrolled in.
05
Provide details about your financial situation, including income and expenses.
06
Specify the loan amount you are requesting and the loan term.
07
Review the application for accuracy and completeness.
08
Submit the application online and make sure to print or save a copy for your records.

Who needs MEFA Undergraduate Loan Application?

01
Students who are enrolled in an undergraduate program at an eligible college or university.
02
Students who require additional financial assistance to help cover tuition and other educational expenses.
03
Parents or guardians of undergraduate students seeking loan options for their children's education.
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People Also Ask about

There is no origination fee, application fee, or prepayment penalty.
Call (800) 233-0557 to make a MEFA Loan payment over the phone. AES's 24/7 self-service phone feature allows you to schedule a one-time electronic payment from your checking or savings account.
To be eligible for a MEFA Loan, the student must be enrolled at least half time in an accredited degree-granting undergraduate or graduate program at an eligible non-profit college or university in the United States.
International Bank Account, Credit Card, or Debit Card (Payments in Other Currencies): You can make a one-time payment in most currencies or use your credit or debit card through Flywire or NorthStar.
Call (800) 233-0557 to make a MEFA Loan payment over the phone. AES's 24/7 self-service phone feature allows you to schedule a one-time electronic payment from your checking or savings account.
Once a borrower has made payments under the SAVE plan for 20 years (for undergraduate loans) or 25 years (for graduate loans), any remaining balance is forgiven. For borrowers who begin repayment with a balance of under $12,000, that payment threshold for loan forgiveness is reduced to 10 years.
MEFA Student Loan Refinance Review Loan Limits$10,000+ Fixed Rates 6.20% – 8.99% Variable Rates None Terms 7, 10 or 15 years Min. Credit Score 670 (soft minimum)1 more row • Mar 1, 2025

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The MEFA Undergraduate Loan Application is a financial form that students use to apply for loans provided by the Massachusetts Educational Financing Authority (MEFA) to help pay for their undergraduate education.
Students who intend to borrow funds to help finance their undergraduate education at approved colleges or universities are typically required to file the MEFA Undergraduate Loan Application.
To fill out the MEFA Undergraduate Loan Application, applicants need to provide personal information, details about their education, financial information, and any additional documentation as specified in the application instructions.
The purpose of the MEFA Undergraduate Loan Application is to assess the financial needs of students and to facilitate the disbursement of loans that support their educational goals.
The MEFA Undergraduate Loan Application requires applicants to report personal identification details, educational institution information, estimated cost of attendance, income details, and other financial data relevant to the loan assessment process.
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