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Transmission Combined Financial Services Guide and Product Disclosure Statement 1 July 2015 This Product Disclosure Statement (PDS) is dated 1 July 2015 and has been prepared and issued by TWU Nominees

How to fill out and product disclosure statement

How to fill out a product disclosure statement:

1. Start by reviewing the instructions: Before filling out the product disclosure statement (PDS), carefully read through the provided instructions. This will help you understand the purpose and requirements of the document.
2. Provide accurate personal information: The PDS typically requires you to provide personal information about yourself. Make sure to accurately fill in details such as your name, address, contact information, and any other information requested.
3. Understand the product details: The PDS is designed to provide you with all the necessary information about a specific financial product or service. Take the time to thoroughly read through and understand the product details provided in the statement. This may include information about fees, charges, benefits, risks, and any terms and conditions associated with the product.
4. Complete any additional sections: Some PDS forms may have additional sections that require your input. This may include providing details about your financial goals, risk tolerance, or other relevant information. Make sure to complete these sections accurately and honestly.
5. Seek clarification if needed: If you come across any terms or information in the PDS that you do not understand, reach out to the issuer or a qualified professional for clarification. It's important to have a clear understanding of the product and its implications before making any decisions.

Who needs a product disclosure statement?

1. Investors: Individuals who are considering investing in a financial product, such as shares, managed funds, or insurance policies, typically need to receive a product disclosure statement. This helps them understand the key features, risks, and benefits associated with the investment.
2. Policyholders: Individuals who are considering purchasing an insurance policy, whether it's for life, health, home, or any other type of insurance, often need a product disclosure statement. This document provides important information about the coverage, premiums, and terms of the policy.
3. Consumers of financial services: Individuals who are seeking financial services, such as credit cards, loans, or savings accounts, may be required to receive and review a product disclosure statement. This helps them understand the fees, interest rates, terms, and conditions associated with the financial service.

Overall, a product disclosure statement is necessary for individuals who are considering entering into a financial agreement or purchasing a financial product. It ensures that consumers are well-informed about the product or service and can make educated decisions based on the provided information.

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What is a product disclosure statement?

A product disclosure statement is a document that provides information about a particular product or service to help consumers make informed decisions.

Who is required to file a product disclosure statement?

Companies and organizations that offer products or services to consumers are required to file a product disclosure statement.

How to fill out a product disclosure statement?

To fill out a product disclosure statement, companies must provide accurate and complete information about the product or service being offered.

What is the purpose of a product disclosure statement?

The purpose of a product disclosure statement is to ensure transparency and provide consumers with all the information they need to make informed decisions.

What information must be reported on a product disclosure statement?

A product disclosure statement should include details about the product or service, any associated fees or charges, and any potential risks or limitations.