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Smart steps to smart steps BENEFITS ANNUAL ENROLLMENT Explorers to guide smart steps to BETTER HEALTH Your 20142015 Benefits Enrollment Guide Inside this guide: Consider your needs: Who can enroll?
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How to fill out your 20142015
How to fill out your 20142015:
01
Start by gathering all the necessary documents. This includes any W-2 forms, 1099 forms, and any other income statements you received during the year.
02
Organize your documents by category. Separate your income documents from your deductions, credits, and other relevant information. This will make it easier to fill out the necessary forms accurately.
03
Use tax software or consult with a professional. If you're not familiar with tax laws or unsure about how to fill out your 20142015, it's recommended to use tax software or seek the help of a tax professional. They can guide you through the process and ensure you don't miss any important details.
04
Choose the appropriate tax form. Depending on your financial situation, you'll need to select the correct form for filing your taxes. The most common forms for individual taxpayers are the 1040, 1040A, or 1040EZ. Make sure to review the requirements for each form and select the one that matches your circumstances.
05
Fill out the form accurately and completely. Take your time to carefully fill out each section of the form. Double-check all the information before submitting to avoid any mistakes or inconsistencies that could trigger an audit or delay your refund.
06
Review your deductions and credits. Take advantage of any deductions and credits you may qualify for to lower your tax liability. This may include deductions for mortgage interest, student loan interest, or medical expenses, as well as credits like the Child Tax Credit or Earned Income Tax Credit.
07
Double-check your math. Ensure all calculations are accurate and that you've correctly added and subtracted all the necessary figures. Mistakes in calculations could lead to inaccuracies in your tax return.
08
Submit your tax return. Once you are confident that everything is filled out correctly, submit your tax return electronically or mail it to the appropriate tax authorities. Keep a copy of your tax return for your records.
Who needs your 20142015:
01
The Internal Revenue Service (IRS): The IRS is the federal agency responsible for collecting taxes, and they require individuals to submit their tax returns to ensure compliance with tax laws.
02
State tax agencies: Depending on where you live, your state may also require you to submit your tax return to determine your state income tax liability.
03
Financial institutions or lenders: If you plan on applying for a loan, mortgage, or any form of credit, the institution may request your 20142015 tax return to assess your financial stability and creditworthiness.
04
Educational institutions: Students or their parents may need to provide their tax returns, including the 20142015 return, when applying for financial aid or scholarships. These forms are used to determine the student's eligibility for assistance.
05
Insurance providers: Some insurance companies may request your tax returns as part of their underwriting process to determine your eligibility for certain insurance policies or to assess your financial situation for premium calculations.
It's important to keep a copy of your 20142015 tax return for your own record-keeping purposes, as well as to provide documentation if requested by any relevant parties in the future.
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