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Variable Contracts January 2006TABLE OF CONTENTS Section No / Content Page No1 POLICY..............................................................................................3 2 INDIVIDUALS AFFECTED................................................................3 3
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How to fill out variable contracts:

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Individuals seeking investment options with the potential for higher returns than traditional fixed-income securities.
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Variable contracts are investment products that allow individuals to invest in the market through insurance companies.
Insurance companies are required to file variable contracts.
Variable contracts can be filled out by providing information about the investment options and terms of the contract.
The purpose of variable contracts is to provide individuals with a way to invest in the market while also providing insurance coverage.
Information such as investment options, fees, and insurance coverage must be reported on variable contracts.
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