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This document provides a prescreened offer for credit based on consumer report criteria and outlines an early lease termination incentive from ABC Dealership.
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How to fill out prescreen opt-out notice

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How to fill out PRESCREEN & OPT-OUT NOTICE

01
Obtain a copy of the PRESCREEN & OPT-OUT NOTICE form.
02
Read the instructions carefully to understand the filling process.
03
Fill in your personal details such as name, address, and Social Security number.
04
Indicate your preferences regarding credit offers by checking the appropriate boxes.
05
Review the filled form for any errors or missing information.
06
Sign and date the form where required.
07
Submit the completed form to the address specified in the instructions.

Who needs PRESCREEN & OPT-OUT NOTICE?

01
Consumers who wish to opt-out of pre-approved credit offers.
02
Individuals looking to limit unsolicited credit and insurance offers.
03
People concerned about privacy and who want to manage their credit offers.
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People Also Ask about

Yes, it's legit. The FTC has a website about it where you can double-check that you're calling the correct phone number/visiting the correct website.
Opt-out compliance is a legal framework that gives consumers the right to refuse or decline to have their personal information collected, used, or shared by businesses.
The Opt-Out Prescreen Registry is a service developed by consumer credit reporting agencies allowing you to opt-out of receiving unsolicited credit and insurance offers.
IS OPT-OUT PRE-SCREEN SAFE? Yes! The Opt-Out Pre-Screen was required by the U.S. Congress under the Fair Credit Reporting Act and is managed jointly by the major credit bureaus (Equifax, Experian, Innovis, and TransUnion).
No, the type of inquiry used to make firm offers for credit or insurance (soft inquiries) are not used in calculating credit scores. So your credit scores will not be affected either way by a decision to opt out of prescreened offers or to opt back in.
The Opt-Out Prescreen Registry is a service developed by consumer credit reporting agencies allowing you to opt-out of receiving unsolicited credit and insurance offers. When you opt-out, you can choose to opt-out from receiving offers for 5 years or permanently.

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PRESCREEN & OPT-OUT NOTICE is a notification that informs consumers about their rights under the Fair Credit Reporting Act (FCRA) regarding prescreened credit offers and provides them an option to opt-out of receiving such offers.
Creditors and lenders who use consumer credit reports to make prescreened offers of credit or insurance are required to file PRESCREEN & OPT-OUT NOTICE.
PRESCREEN & OPT-OUT NOTICE should be filled out by including detailed information about the prescreening process, including the criteria used for selecting consumers and how they can opt-out of future prescreened offers.
The purpose of PRESCREEN & OPT-OUT NOTICE is to ensure that consumers are aware of their rights related to prescreened offers and to give them the choice to limit the number of credit offers they receive.
PRESCREEN & OPT-OUT NOTICE must include information about the criteria used to select consumers, the nature of the offers, and the contact information for consumers to opt-out.
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