Get the free Flood Insurance Elevation Certificate

This document is used to provide elevation information necessary for flood insurance and compliance with floodplain management regulations.

How to fill out flood insurance elevation certificate

How to fill out Flood Insurance Elevation Certificate

1. Obtain the Flood Insurance Elevation Certificate form from your insurance provider or the FEMA website.
2. Fill in the property owner's information at the top of the form.
3. Provide the address for the property being insured, including the lot number and additional descriptors if applicable.
4. Enter the Data of Construction for the building as required.
5. Indicate the flood zone from the FEMA flood map for the area where the property is located.
6. Complete the Building Information section, including the type of building and its dimensions.
7. Fill out the Lowest Floor Elevation and include any additional measurements that apply, such as the height of the lowest floor relative to the base flood elevation.
8. Include information about any basements or enclosures found on the property.
9. Sign and date the form, ensuring all fields are completed accurately.
10. Submit the completed Elevation Certificate to your insurance agent for processing.

Who needs Flood Insurance Elevation Certificate?

1. Property owners in flood-prone areas who are required to obtain flood insurance by their mortgage lender.
2. Individuals or businesses looking to secure lower flood insurance premiums through proof of elevation.
3. Real estate sellers/buyers needing documentation of a property’s elevation for transactions in flood zones.

People Also Ask about

How do I find the base flood elevation for my property in Florida?

If you want to find your base flood elevation number, you can look it up at the FEMA Flood Map Service Center by entering your: Address. Latitude and longitude. Your town or a nearby landmark.

What does elevation A mean in Florida?

Base Flood Elevation ( BFE ) In Key West, most buildings/lots are located within type "A" flood zones. These are zones more inland from the coastline, where a static rise in water levels can be expected.

Is an elevation certificate required for flood insurance in Florida?

Answer: An EC is not required to purchase flood insurance. The property owner does have an option to provide an EC, with Section H completed, and it will be considered for rating. If an EC is provided, FEMA will compare the data on the form with FEMA information and provide the policy owner with a lower premium.

What are the new flood insurance requirements in Florida?

Beginning January 1, 2024, new Citizens policyholders are required to secure flood insurance at the time of purchase: January 1, 2024, for policies insuring property valued at $600,000 or more. January 1, 2025, for policies insuring property valued at $500,000 or more.

Is an elevation certificate required in Florida?

Who Needs an Elevation Certificate? For certain constructions in a high-risk flood zone or if your flood zone has recently changed, an elevation certificate may be required if your flood insurance policy is written through a federally regulated insurance lender such as the NFIP.

For pdfFiller’s FAQs

What is Flood Insurance Elevation Certificate?

A Flood Insurance Elevation Certificate is an official document used to certify the elevation of a building in relation to the base flood elevation, which is essential for flood insurance requirements.

Who is required to file Flood Insurance Elevation Certificate?

Property owners in flood-prone areas, particularly those who are required to carry flood insurance and want to determine their flood insurance rates based on their property's elevation, are required to file a Flood Insurance Elevation Certificate.

How to fill out Flood Insurance Elevation Certificate?

To fill out a Flood Insurance Elevation Certificate, a licensed surveyor or engineer typically needs to measure the elevation of the building and complete the certificate, which includes details about the property, the surveyed elevations, and flood zone information.

What is the purpose of Flood Insurance Elevation Certificate?

The purpose of a Flood Insurance Elevation Certificate is to provide accurate elevation data for properties in flood zones, which can be used to determine flood insurance premiums and ensure compliance with local floodplain management ordinances.

What information must be reported on Flood Insurance Elevation Certificate?

The information that must be reported on a Flood Insurance Elevation Certificate includes the property's location, flood zone designation, elevation of the lowest floor, and any additional relevant data regarding the structure's flood risk.