Get the free Commercial General Liability Application

This document is used to apply for commercial general liability insurance, capturing relevant business information and coverage needs.

How to fill out commercial general liability application

How to fill out Commercial General Liability Application

1. Start by gathering your business information, including the legal name, address, and type of business structure.
2. Indicate the number of employees and the total annual revenue.
3. List the types of services or products your business offers.
4. Provide information about any previous insurance coverage and claims history.
5. Complete the sections regarding risk exposure, including any subcontracting or work performed away from your business premises.
6. Specify any additional insureds if applicable, such as clients or partners that require coverage.
7. Review all information for accuracy and completeness before submitting the application.

Who needs Commercial General Liability Application?

1. Any business that interacts with clients, customers, or the public, providing products or services, can benefit from Commercial General Liability Insurance.
2. Contractors and construction companies needing to protect against bodily injury and property damage claims.
3. Professional service providers, such as consultants or freelancers, who need coverage against claims of negligence.
4. Businesses that utilize subcontractors or vendors to ensure coverage expands to involved parties.

People Also Ask about

What is covered under commercial general liability?

CGL insurance covers a broad spectrum of risks, including bodily injury, property damage, personal and advertising injury, and more. This wide-ranging protection helps businesses manage unforeseen risks effectively.

What is excluded from a commercial general liability policy?

Commercial general liability insurance excludes coverage for illegal actions or criminal acts. For example, if you get caught selling illegal substances out of your storefront, your insurance company wouldn't cover your legal fees.

What is included in commercial general liability?

Commercial General Liability (CGL) insurance protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising).

What is an example of a GL claim?

The short answer: General liability can provide financial help if your business is involved in an accident involving: An injury to someone who is not an employee. Damage to property that doesn't belong to you. Accusations of advertising copyright infringement, libel or slander.

What are the 3 forms of commercial general liability?

What are the three forms of commercial general liability? Coverage A includes legal expenses related to bodily injury and property damage liability. Coverage B includes legal expenses related to personal and advertising injuries. Coverage C includes medical payments for non-employees who are harmed at or by your business.

How much is $1,000,000 general liability?

How much does 1 million general liability insurance cost? On average, small businesses can expect to pay between $796 and $1,230 per year for a $1 million policy. The monthly cost often ranges from $67 to $150, varying based on factors like business type, location, and risk factors.

Which coverage is not included in a commercial general liability policy?

Damage to Your Own Property: CGL insurance does not cover damage to property owned, used, or in the care of your business. Property insurance is required for these concerns.

What claims fall under general liability?

Injuries that happen on your property, such as those from slips or falls. Bodily injury or property damage to a third party caused by your work, products or your employees' activities. Liability of others assumed in specifically defined contracts. Libel, slander or business disparagement.

For pdfFiller’s FAQs

What is Commercial General Liability Application?

A Commercial General Liability Application is a form used by businesses to apply for liability insurance coverage that protects against claims of property damage or bodily injury caused by the business's operations, products, or related activities.

Who is required to file Commercial General Liability Application?

Any business or organization seeking Commercial General Liability insurance coverage is required to file this application, including contractors, retailers, service providers, and non-profit entities.

How to fill out Commercial General Liability Application?

To fill out the application, businesses must provide detailed information about their operations, such as the nature of the business, revenue, number of employees, prior insurance claims, and any specific risks associated with their activities.

What is the purpose of Commercial General Liability Application?

The purpose of the application is to gather necessary information for insurance providers to assess the risk associated with the business and determine the appropriate coverage and premium rates.

What information must be reported on Commercial General Liability Application?

The application must report information such as the business's name and address, type of business activities, estimated payroll and sales, prior insurance history, allegations of misconduct, and specific risk factors that could lead to liability claims.