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This document outlines the fixed deposit schemes offered by SRS Limited, including terms, interest rates, and application processes, as mandated by the Companies Act, 2013.
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How to fill out FIXED DEPOSIT SCHEMES (UNSECURED)

01
Research different banks and financial institutions offering fixed deposit schemes.
02
Compare interest rates, tenure options, and terms of the schemes.
03
Select the institution that suits your needs best.
04
Gather necessary documents such as identification, address proof, and PAN card (if applicable).
05
Visit the bank or financial institution's branch or their website.
06
Fill out the application form for the fixed deposit scheme.
07
Provide the required documents and submit the application.
08
Deposit the amount you wish to invest into the fixed deposit account.
09
Receive confirmation of your investment along with the details of the fixed deposit.

Who needs FIXED DEPOSIT SCHEMES (UNSECURED)?

01
Individuals looking for a safe investment option.
02
Conservative investors who prefer guaranteed returns.
03
People planning to save for short- to medium-term goals.
04
Individuals wanting to diversify their investment portfolio.
05
Those seeking to earn higher interest rates compared to traditional savings accounts.
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People Also Ask about

Top 20 Banks Offering Highest FD Rates 2025 BanksHighest FD rate (% p.a.)5-year FD rate (% p.a.) YES Bank 7.00 6.75 Induslnd Bank 7.00 6.65 Federal Bank 6.70 6.25 Bank of India 6.60 6.0016 more rows
Best FD Interest Rates in India 2025 NameBank / NBFCRegular FD Rates slice SF Bank Bank 8.25% Shriram Finance (NBFC) NBFC 8.19% Bajaj Finance Ltd. (NBFC) NBFC 6.95% SBI Bank Bank 6.85%16 more rows
You choose the amount and period you want to invest. The interest rate is locked in for the length of your investment. You earn interest on your investment daily. You receive your interest and principal amount back at the end of the term.
So, what exactly is a Fixed Deposit? In a Fixed Deposit, you put a lump sum in your bank for a fixed tenure at an agreed rate of interest. At the end of the tenure, you receive the amount you have invested plus compound interest. FDs are also called term deposits. Interest rates.
In a Fixed Deposit, you put a lump sum in your bank for a fixed tenure at an agreed rate of interest. At the end of the tenure, you receive the amount you have invested plus compound interest. FDs are also called term deposits.
Yes, in most cases, a fixed deposit can be used as collateral for loans. Alternatively, you can opt for overdraft facility against your FD.
Best FD Interest Rates in India 2025 NameBank / NBFCRegular FD Rates Suryoday SF Bank Bank 8.40% slice SF Bank Bank 8.25% Shivalik SF Bank Bank 8.30% Shriram Finance (NBFC) NBFC 8.19%16 more rows

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FIXED DEPOSIT SCHEMES (UNSECURED) are financial instruments offered by banks and financial institutions where individuals deposit a lump sum amount for a predetermined period at a fixed interest rate without requiring any collateral against the deposit.
Individuals or entities that open fixed deposit accounts with banks or financial institutions and are subject to regulatory requirements for reporting their financial transactions may be required to file information regarding FIXED DEPOSIT SCHEMES (UNSECURED).
To fill out FIXED DEPOSIT SCHEMES (UNSECURED), one typically needs to provide personal information, deposit amount, interest rate, tenure, and select the mode of interest payment, along with other necessary identification and verification documents as required by the institution.
The purpose of FIXED DEPOSIT SCHEMES (UNSECURED) is to provide a safe investment avenue for individuals seeking to earn a fixed return on their funds over a specific period, thereby ensuring capital preservation and steady income.
Information that must be reported on FIXED DEPOSIT SCHEMES (UNSECURED) includes the depositor’s details (name, address, and identification), deposit amount, interest rate, term of the deposit, and any applicable tax deductions or exemptions.
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