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What You Need to Know about Overdrafts and Overdraft Fees An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts
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Who needs an opt-in authorization form:

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Individuals who wish to give explicit consent for certain activities or services may need to fill out an opt-in authorization form.
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Organizations or businesses that collect personal information or communicate with customers through various channels may require individuals to complete an opt-in authorization form.
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Opt-in authorization forms are commonly used in marketing, research, email newsletters, and other similar situations where consent is required.
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