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This document outlines the details, eligibility, coverage benefits, and claim procedures for the Student Health Insurance Plan for UMDNJ students, underwritten by Aetna Life Insurance Company.
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How to fill out student health insurance plan

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How to fill out Student Health Insurance Plan

01
Obtain the Student Health Insurance Plan application form from your school’s health services website or office.
02
Fill in your personal information, including name, student ID, date of birth, and contact details.
03
Provide information about your course of study and school enrollment status.
04
Indicate whether you have any pre-existing medical conditions that should be covered.
05
Review the premium costs and payment options outlined in the application.
06
Sign and date the application form to confirm that all information is accurate.
07
Submit the completed application form by the specified deadline, either online or in person.
08
Keep a copy of the application for your records and await confirmation of enrollment in the plan.

Who needs Student Health Insurance Plan?

01
International students studying in a different country who require health coverage.
02
Students attending schools that mandate health insurance for enrollment.
03
Students with limited or no health coverage from parents or through alternative plans.
04
Students who anticipate needing medical services while attending school.
05
Those enrolled in high-risk programs or activities that may require additional coverage.
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People Also Ask about

Student health plans & other options If your school offers a student health plan, enrolling in it can be an easy and affordable way to get basic insurance coverage. But, even if you have access to a student health plan, you can still apply for coverage through the Marketplace.
Most elite private colleges, and many public institutions, automatically enroll students in Student Health Insurance Plans. The coverage costs $2,924 a year at public colleges and $3,874 a year at private schools, on average, ing to an industry survey of prominent schools in the 2023-24 academic year.
On average, in the United States, health insurance premiums for an Affordable Care Act (ACA) plan without subsidies are around $477 per month2. For a Silver plan, the average cost is about $621 per month. So, $200 a month is actually quite reasonable compared to these averages.
The cost of school-sponsored health insurance plan will vary at every university. Students applying for their own health insurance plan can generally expect to pay a national average of $158 per month* for a short-term plan or $231 per month* for a major medical plan.
Student plans come with added benefits because they're designed with students in mind. Lower rates are possible partly because they're based on a younger, healthier population and provide coverage for a limited time (just while they're in school).
If your school offers a student health plan, enrolling in it can be an easy and affordable way to get basic insurance coverage. But, even if you have access to a student health plan, you can still apply for coverage through the Marketplace.

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The Student Health Insurance Plan is a type of health insurance designed specifically for students, providing coverage for medical expenses incurred while they are enrolled in an educational institution.
Typically, international students, graduate students, and students enrolled in specific programs may be required to file for a Student Health Insurance Plan, depending on the institution's policies.
To fill out the Student Health Insurance Plan, students usually need to complete an application form available through their educational institution's health services office or website, providing personal information and any necessary documentation.
The purpose of the Student Health Insurance Plan is to provide financial protection against medical expenses, ensuring that students have access to necessary healthcare services during their time at school.
Information generally reported on the Student Health Insurance Plan includes personal identification details, enrollment status, coverage requirements, and any pre-existing medical conditions that may affect insurance eligibility.
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