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I D EG E T KG NT IIN BUD T H EE A S Y : FT MADE W H AT YO U N E E D TO K N O W A free publication provided by Consolidated Credit Counseling Services of Canada, Inc., This complimentary publication
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How to fill out budgeting identity made easy:

01
Start by gathering all of your financial information, including your income, expenses, and any debts or savings you have.
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Create a list of all your expenses, categorizing them into fixed expenses (such as rent or mortgage payments) and variable expenses (such as groceries or entertainment).
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Determine your income by adding up all sources of money coming in each month, such as salary or side hustles.
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Subtract your expenses from your income to determine how much money you have left over each month. This is your discretionary income.
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Set financial goals for yourself, whether it's saving for a specific purchase or paying off debts. Break these goals down into achievable steps.
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Track your spending and keep a record of all your transactions. This will help you identify any areas where you may be overspending and adjust your budget accordingly.
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Stay disciplined and stick to your budget. Avoid impulse purchases and find ways to save money, such as cutting back on unnecessary expenses or finding cheaper alternatives.
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Review and adjust your budget regularly. As your financial situation changes, such as getting a raise or incurring unexpected expenses, make necessary adjustments to ensure your budget stays up to date.

Who needs budgeting identity made easy:

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Individuals who struggle with money management and need a clear and organized approach to budgeting.
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Young adults who are just starting to navigate their personal finances and need guidance in establishing a budget.
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Anyone who wants to have a better understanding of their financial situation and make informed decisions about their money.
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Budgeting identity made easy may require information such as income, expenses, savings goals, and spending categories.
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