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This document outlines the application process for Kentucky teachers seeking partial principal reduction on their Federal Family Education Loans (FFELP) for the eligibility period 2013-2014, including
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How to fill out Partial Principal Reduction for Kentucky Teachers

01
Obtain the Partial Principal Reduction application form from the Kentucky Teachers' Retirement System (KTRS) website or their office.
02
Fill in your personal information, including your name, social security number, and contact details.
03
Provide details regarding your current mortgage, including the principal balance and payment history.
04
Attach all required documentation, such as proof of income, statements from your mortgage lender, and any other supporting documents as specified in the application.
05
Review the application for accuracy and completeness before submitting it.
06
Submit the application by the specified deadline, either by mail or electronically as allowed.

Who needs Partial Principal Reduction for Kentucky Teachers?

01
Current teachers in Kentucky who are part of the KTRS.
02
Those experiencing financial hardship related to their mortgage.
03
Individuals looking to reduce their principal balance on their current home mortgage.
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Partial Principal Reduction for Kentucky Teachers refers to a program that allows eligible teachers to have a portion of their student loan principal forgiven based on certain criteria, helping to ease their financial burden.
Teachers who are employed in specific Kentucky public schools and meet the eligibility criteria, such as working in a high-needs subject area or a low-performing school, are required to file for Partial Principal Reduction.
To fill out the Partial Principal Reduction application, eligible teachers must complete the designated forms provided by the Kentucky Department of Education, providing necessary documentation of their employment, teaching assignments, and loan information.
The purpose of the Partial Principal Reduction for Kentucky Teachers is to incentivize and support teachers working in underserved areas by reducing their student loan debt, thereby encouraging them to continue their careers in education.
Teachers must report their employment history, including school name and location, the subject areas taught, years of service, and any relevant documentation of student loans and payments made.
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