Get the free Good Faith Estimate (GFE) and HUD-1 Settlement Statement

Get Form

Show details

This document provides the Good Faith Estimate (GFE) detailing the estimated settlement charges and loan terms, and the HUD-1 Settlement Statement showing the actual settlement costs, used during

We are not affiliated with any brand or entity on this form

Get, Create, Make and Sign good faith estimate gfe

Edit your good faith estimate gfe form online

Type text, complete fillable fields, insert images, highlight or blackout data for discretion, add comments, and more.

Add your legally-binding signature

Draw or type your signature, upload a signature image, or capture it with your digital camera.

Share your form instantly

Email, fax, or share your good faith estimate gfe form via URL. You can also download, print, or export forms to your preferred cloud storage service.

How to edit good faith estimate gfe online

Ease of Setup

pdfFiller User Ratings on G2

Ease of Use

pdfFiller User Ratings on G2

To use our professional PDF editor, follow these steps:

1

Create an account. Begin by choosing Start Free Trial and, if you are a new user, establish a profile.

2

Prepare a file. Use the Add New button to start a new project. Then, using your device, upload your file to the system by importing it from internal mail, the cloud, or adding its URL.

3

Edit good faith estimate gfe. Rearrange and rotate pages, add new and changed texts, add new objects, and use other useful tools. When you're done, click Done. You can use the Documents tab to merge, split, lock, or unlock your files.

4

Get your file. When you find your file in the docs list, click on its name and choose how you want to save it. To get the PDF, you can save it, send an email with it, or move it to the cloud.

It's easier to work with documents with pdfFiller than you can have ever thought. You may try it out for yourself by signing up for an account.

Uncompromising security for your PDF editing and eSignature needs

Your private information is safe with pdfFiller. We employ end-to-end encryption, secure cloud storage, and advanced access control to protect your documents and maintain regulatory compliance.

Learn more about security & compliance

How to fill out good faith estimate gfe

How to fill out Good Faith Estimate (GFE) and HUD-1 Settlement Statement

01

Obtain the Good Faith Estimate (GFE) form from your lender.

02

Fill in your name, address, and loan details on the GFE.

03

Review the estimated loan terms, including interest rate and monthly payments.

04

Provide details on settlement charges, including origination fees and other costs associated with the loan.

05

Verify all information is accurate and complete, checking for any missing signatures or initials.

06

Confirm that the GFE is signed and dated before submitting it to your lender.

07

For the HUD-1 Settlement Statement, request this from your settlement agent or lender a day prior to closing.

08

Review the HUD-1 for accuracy in fees, payments, and other charges related to the transaction.

09

Ensure that all credits and debits are properly reflected on the HUD-1.

10

Sign and date the HUD-1 at the closing meeting.

Who needs Good Faith Estimate (GFE) and HUD-1 Settlement Statement?

01

Homebuyers applying for a mortgage.

02

Homeowners refinancing their mortgage.

03

Real estate professionals involved in a property transaction.

04

Lenders providing mortgage loans.

Fill form : Try Risk Free

Rate the form

4.4

Satisfied

38 Votes

For pdfFiller’s FAQs

Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.

What is Good Faith Estimate (GFE) and HUD-1 Settlement Statement?

The Good Faith Estimate (GFE) is a document that provides estimated costs associated with a mortgage loan, including fees, closing costs, and other expenses. The HUD-1 Settlement Statement is a detailed accounting of the final costs at closing, outlining all the fees and charges involved in the transaction.

Who is required to file Good Faith Estimate (GFE) and HUD-1 Settlement Statement?

Lenders are required to provide a Good Faith Estimate to borrowers applying for a mortgage loan. The HUD-1 Settlement Statement must be prepared by the closing agent or attorney at closing and provided to all parties involved in the transaction.

How to fill out Good Faith Estimate (GFE) and HUD-1 Settlement Statement?

To fill out the Good Faith Estimate, lenders use their best estimates of loan fees, interest rates, and property-related costs like property taxes and insurance. The HUD-1 Settlement Statement is filled out by itemizing each charge, including lender fees, third-party costs, and final adjustments for escrow items, ensuring they accurately reflect the transaction.

What is the purpose of Good Faith Estimate (GFE) and HUD-1 Settlement Statement?

The purpose of the Good Faith Estimate is to help borrowers understand the costs associated with their loan and compare offers from different lenders. The HUD-1 Settlement Statement serves to provide a clear and detailed account of all financial transactions involved in the closing process.

What information must be reported on Good Faith Estimate (GFE) and HUD-1 Settlement Statement?

The Good Faith Estimate must report estimated loan amounts, interest rates, monthly payments, and all estimated closing costs. The HUD-1 Settlement Statement must include the final loan amount, closing costs, adjustments, credits, and a detailed breakdown of all fees and expenses incurred.

Fill out your good faith estimate gfe online with pdfFiller!

pdfFiller is an end-to-end solution for managing, creating, and editing documents and forms in the cloud. Save time and hassle by preparing your tax forms online.

Get started now