Get the free Massachusetts Private Passenger Automobile Statistical Plan

This document provides instructions and codes applicable to the vehicles rated in the Massachusetts Private Passenger Automobile Insurance Manual. It outlines statistical requirements for reporting

How to fill out massachusetts private passenger automobile

How to fill out Massachusetts Private Passenger Automobile Statistical Plan

1. Obtain the Massachusetts Private Passenger Automobile Statistical Plan form from the Massachusetts Department of Insurance website.
2. Gather necessary information about the vehicle including VIN (Vehicle Identification Number), make, model, and year.
3. Collect details about the vehicle owner, including name, address, and contact information.
4. Specify the type of coverage being requested, including liability, collision, and comprehensive.
5. Fill out the sections of the form regarding the driver's information, including driver's license number, date of birth, and driving history.
6. Include any additional information as required such as prior insurance coverage and claims history.
7. Review the completed form for accuracy and ensure all required fields are filled.
8. Submit the completed form to the appropriate insurance company or regulatory body.

Who needs Massachusetts Private Passenger Automobile Statistical Plan?

1. Individuals applying for automobile insurance in Massachusetts.
2. Insurance companies operating in Massachusetts that need to comply with state statistical reporting requirements.
3. Agents and brokers facilitating automobile insurance policies for clients.

People Also Ask about

What auto insurance is required by law in Massachusetts?

Massachusetts requires its drivers to follow state car insurance laws in order to register vehicles and drive legally. That includes carrying a minimum amount of liability and uninsured motorist coverage plus personal injury protection insurance: $25,000 for bodily injury liability per person.

Can someone drive my car if they are not on my insurance in Massachusetts?

You have the right to have coverage under your automobile insurance policy regardless of who is driving your car provided you gave your consent to the driver. In most cases, your policy covers any accident involving your car even when it is driven by someone else with your permission.

What is the new car insurance law in Massachusetts?

As of July 1, 2025, the minimum car insurance limits in Massachusetts will increase to 25/50/30 from 20/40/5. The higher mandatory car insurance limits could increase average minimum car insurance rates by 36 percent, putting annual premiums at $711.

What is the minimum auto insurance coverage in Massachusetts?

Massachusetts law requires that you carry Bodily Injury Liability limits of at least $20,000 per-person and $40,000 per-accident and Property Damage Liability coverage of at least $5,000. You must also carry coverage of at least $20,000 per-person and $40,000 per-accident for Bodily Injury Caused by an Uninsured Auto.

Is it true that Massachusetts requires a minimum of $20,000 of liability insurance and $40,000 of personal injury insurance on a vehicle?

This portion of auto insurance coverage in Massachusetts is compulsory – meaning it is mandatory. Presently, the minimum legal requirement for bodily injury coverage in Massachusetts is $20,000 per person, $40,000 per accident.

Why is car insurance so high in Massachusetts?

No-Fault State: Massachusetts is a no-fault state, which means all drivers must file claims with their own insurance after an accident, regardless of who is at fault. This leads to more claims and higher premiums. 2. High Car Repair Costs: Modern cars have advanced technology, which makes repairs more expensive.

For pdfFiller’s FAQs

What is Massachusetts Private Passenger Automobile Statistical Plan?

The Massachusetts Private Passenger Automobile Statistical Plan is a regulatory framework established to collect and analyze data related to private passenger automobile insurance in the state of Massachusetts. It helps ensure accurate pricing and availability of automobile insurance.

Who is required to file Massachusetts Private Passenger Automobile Statistical Plan?

Insurance companies that offer private passenger automobile insurance in Massachusetts are required to file data under the Massachusetts Private Passenger Automobile Statistical Plan.

How to fill out Massachusetts Private Passenger Automobile Statistical Plan?

To fill out the Massachusetts Private Passenger Automobile Statistical Plan, insurers must gather and report specific data elements as outlined in the plan's guidelines, including information regarding policies, claims, and premiums. Proper training and adherence to the instructions are essential.

What is the purpose of Massachusetts Private Passenger Automobile Statistical Plan?

The purpose of the Massachusetts Private Passenger Automobile Statistical Plan is to facilitate the collection of uniform statistical data, which assists in monitoring and regulating the automobile insurance market, ensuring fair practices, and supporting rate-making decisions.

What information must be reported on Massachusetts Private Passenger Automobile Statistical Plan?

The information required to be reported includes, but is not limited to, details on insured vehicles, policyholder information, types of coverage, premium amounts, claims data, loss information, and any other relevant statistics that inform market behavior and insurance practices.