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This application is part of an insurance policy for public officials and outlines various questions about the operations, risks, and employee practices relevant to the insured municipality or authority.
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How to fill out PUBLIC OFFICIALS AND EMPLOYMENT LIABILITY APPLICATION

01
Obtain the PUBLIC OFFICIALS AND EMPLOYMENT LIABILITY APPLICATION form from the relevant authority or agency.
02
Fill in the basic information such as the name of the public official, position, and the organization they represent.
03
Provide details about the organization, including its address, type, and nature of operations.
04
Describe the specific coverage needed, specifying any unique risks or concerns related to the position.
05
Include information on past claims or incidents if applicable, ensuring to be honest and thorough.
06
Review the entire application for accuracy and completeness before submission.
07
Submit the application along with any required documentation or fees to the appropriate agency or insurer.

Who needs PUBLIC OFFICIALS AND EMPLOYMENT LIABILITY APPLICATION?

01
Public officials who require coverage for liabilities arising from their official duties.
02
Government employees working in various capacities that could expose them to claims or lawsuits.
03
Organizations hiring public officials that need to protect themselves against potential employment-related claims.
04
Non-profit organizations working with government entities or public officials that require liability coverage.
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People Also Ask about

Other EPLI claims examples covered are a breach of an employment contract, negligent evaluation, failure to employ or promote, wrongful discipline, deprivation of a career opportunity, wrongful infliction of emotional distress and mismanagement of employee benefit plans.
Employer's liability insurance covers workplace injury lawsuits. EPLI covers lawsuits related to workplace employment-related issues. A major difference between these two policies is that employer's liability is often required for businesses that have employees as part of their workers' comp policy.
Employment practices liability insurance, known in the trade as EPL insurance or EPLI, provides coverage to employers (PDF) against claims made by employees alleging: Discrimination (based on sex, race, age or disability, for example)
EPLI and Workers Comp Differences: EPLI focuses on non-physical damages and legal claims related to employment practices. Workers Compensation primarily deals with the physical well-being of employees.
To recap, EPLI protects employers from the financial burden of lawsuits related to discrimination, wrongful termination, harassment and other employment-related claims. Workers' compensation insurance ensures employees are compensated for work-related injuries, illnesses or disabilities.
Both policies cover workplace injury, only the different aspects of it. Workers compensation covers the costs related to the injury without alleging any liability on the employer's side. Employer's liability insurance covers expenses if the employer gets sued for punitive damages.
Broadly speaking, Workers' Compensation and Employer's Liability cover the costs of physical injuries, though in slightly different ways, and Employment Practices Liability covers emotional damages and distress of your employees caused by team members or the environment in your workplace.
Any elected or appointed official who serves in a public capacity, including mayors, city council members, judges, law enforcement officers, and school board members, should consider this insurance to protect against personal financial loss due to lawsuits arising from their duties.

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The Public Officials and Employment Liability Application is a document used to apply for insurance coverage that protects public officials and employees from claims arising from their official duties.
Public officials, government employees, and organizations that wish to secure liability coverage for their public service roles are generally required to file this application.
To fill out the application, gather necessary information about the organization, its officials, the type of coverage needed, and complete all sections of the application accurately, ensuring to provide detailed descriptions of any previous claims or incidents.
The purpose of the application is to assess the risk associated with insuring public officials and employees, and to provide a basis for underwriting and determining insurance premiums.
The application typically requires reporting information such as the names and titles of public officials, the nature of the organization, details of past claims or lawsuits, risk management practices, and any relevant financial information.
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