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This document serves as a guide for students looking to apply for Stafford Loans at Hillsborough Community College for the 2010-2011 academic year, providing detailed information about loan types,
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How to fill out Stafford Loans

01
Gather necessary documents, including your Social Security number and tax information.
02
Complete the Free Application for Federal Student Aid (FAFSA), ensuring to list all schools you're interested in.
03
Wait for your financial aid offer from the school, which will include Stafford Loan eligibility details.
04
Review the loan amounts and accept the Stafford Loan by following your school's instructions.
05
Complete the loan entrance counseling required by the school to understand your responsibilities.
06
Sign the Master Promissory Note (MPN), agreeing to the loan terms and conditions.

Who needs Stafford Loans?

01
Students pursuing undergraduate or graduate education who require financial assistance.
02
Individuals who do not have access to sufficient personal funds or scholarships.
03
Students attending participating colleges or universities that offer Stafford Loans.
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Graduate Students: $20,500 in Unsubsidized Stafford Loans per year, up to $138,500 total. The aggregate limit includes all Stafford Loans received for undergraduate study, and can be made up of no more than $65,500 in Subsidized Stafford Loans.
Subsidized is strictly better than unsubsidized. The government pays the interest for subsidized loans while you are in school.
Direct Stafford Loans are student loans that must be repaid and are available to both undergraduate and graduate students. First-year undergraduates are eligible for loans up to $5,500. Amounts increase for subsequent years of study, with higher amounts for graduate students.

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Stafford Loans are federal student loans offered to help students pay for their education. They can be subsidized, meaning the government pays the interest while the borrower is in school, or unsubsidized, where the borrower is responsible for all interest.
Students who are enrolled at least half-time in an eligible program at a college or university and demonstrate financial need may file for Stafford Loans.
To fill out for Stafford Loans, students must complete the Free Application for Federal Student Aid (FAFSA) form, which determines eligibility for federal student aid, including Stafford Loans.
The purpose of Stafford Loans is to provide financial assistance to students to cover the costs of their education, including tuition, fees, room, board, and other educational expenses.
Students must report personal and financial information on the FAFSA, including income, assets, number of dependents, and the cost of attendance for their chosen institution to determine eligibility for Stafford Loans.
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