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S TAFFFebruary 2012BenefitsBULLETINOUTOFCOUNTRYPlanning to travel outside Canada? Outofcountry coverage is provided for all active, eligible employees covered under the University of Manitoba Supplementary
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How to fill out out-of-country coverage is provided

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How to fill out out-of-country coverage is provided:

01
Obtain the necessary form: The first step in filling out out-of-country coverage is to obtain the specific form required. This may vary depending on your insurance provider or the type of coverage you are seeking. Contact your insurance company or visit their website to download the form.
02
Provide personal information: The form will typically require you to provide personal information, such as your full name, date of birth, address, and contact details. Make sure to fill in these details accurately and completely.
03
Specify travel details: Next, you will need to provide information about your travel plans. This may include the dates of your trip, the destination country, and any other relevant details. Some forms may also ask for your itinerary or the purpose of your travel.
04
Indicate coverage preferences: Depending on the form, you may be asked to specify the type of out-of-country coverage you need. This could include medical coverage, trip cancellation/interruption insurance, emergency evacuation, or other options. Carefully review the provided choices and select the options that best suit your needs.
05
Provide supporting documents: In order to process your out-of-country coverage, you may need to provide supporting documents. This could include a copy of your passport, proof of travel arrangements (such as flight tickets or hotel reservations), or any other documents required by your insurance company. Make sure to include these documents with your completed form.
06
Submit the form: Once you have filled out the form and gathered all the necessary documents, it's time to submit them to your insurance company. Follow their instructions for submission, whether it's through mail, fax, email, or an online portal. Keep a copy of the filled form and supporting documents for your records.

Who needs out-of-country coverage provided:

01
International travelers: Anyone planning to travel outside their home country can benefit from out-of-country coverage. This includes vacationers, business travelers, students studying abroad, or individuals relocating temporarily or permanently to another country.
02
Individuals with pre-existing medical conditions: If you have a pre-existing medical condition, it is crucial to have out-of-country coverage. Medical expenses can be exorbitant in foreign countries, and having coverage ensures that you will receive the necessary medical treatment without incurring significant expenses.
03
Adventure travelers: If you are planning to engage in adventurous activities like extreme sports, hiking, or scuba diving during your trip, out-of-country coverage is essential. These activities come with inherent risks, and having coverage provides financial protection in case of accidents or emergencies.
04
Senior citizens: Older individuals may require out-of-country coverage more frequently due to potential health concerns. It is important for seniors to ensure they have adequate medical coverage while traveling to mitigate any unforeseen medical expenses.
05
Expatriates and digital nomads: Individuals who live or work abroad for an extended period, such as expatriates or digital nomads, should consider out-of-country coverage. This coverage provides various benefits, including medical treatment, emergency assistance, and even repatriation, if necessary.
Remember, the specific need for out-of-country coverage may vary for each individual. It is important to consult with your insurance provider or a travel insurance agent to understand your unique requirements and select the most appropriate coverage for your situation.
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Out-of-country coverage provided by insurance companies typically includes medical expenses, emergency medical evacuation, repatriation of remains, and travel assistance.
Anyone who is traveling outside of their home country and wants to ensure they are covered in case of emergencies.
You can fill out out-of-country coverage by contacting your insurance provider and providing them with your travel itinerary.
The purpose of out-of-country coverage is to ensure that individuals have access to medical care and other assistance while traveling outside of their home country.
Information such as the policy number, coverage limits, and emergency contact information must be reported on out-of-country coverage.
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