Get the free Product Disclosure Statement - Perpetual

Sub-Plan M members Product Disclosure Statement (PDS) Issue number 6 dated 9 September 2013 Issued by Perpetual Superannuation Limited ABN 84 008 416 831 ADSL 225246 RSE L0003315 Contents 1. 2. 3.

How to fill out product disclosure statement

How to fill out a product disclosure statement:

1. Start by reading the instructions: Before attempting to fill out a product disclosure statement, it is important to carefully read through the provided instructions. These instructions will outline the specific requirements and information that need to be included in the statement.
2. Gather all relevant information: Collect all the necessary information related to the product that is being disclosed. This may include details about the product's features, risks, fees, terms and conditions, and any other relevant information that needs to be disclosed to potential customers.
3. Organize the information: Structure the information in a clear and logical manner. Use headings and subheadings to distinguish between different sections and ensure that the information is easy to navigate and understand.
4. Provide accurate and complete information: Ensure that all the information provided in the product disclosure statement is accurate, up-to-date, and complete. Check all the facts, figures, and details to avoid any misinformation or confusion for the readers.
5. Use plain language: Avoid using complicated jargon, technical terms, or legal language in the product disclosure statement. Instead, use plain and straightforward language that can be easily understood by the average reader.
6. Seek legal or professional advice if needed: If you are unsure about any legal or technical aspects of filling out the product disclosure statement, it is advisable to consult with legal or professional advisors who specialize in this area. They can provide guidance and ensure compliance with applicable regulations and requirements.
7. Review and proofread: Once you have completed filling out the product disclosure statement, review and proofread it for any errors or inconsistencies. Double-check all the information and make necessary revisions before finalizing the document.
8. Keep a record: Keep a copy of the filled-out product disclosure statement for your records. This can serve as evidence of compliance and can be useful for future reference or audits.

Who needs a product disclosure statement:

1. Financial institutions: Banks, insurance companies, investment firms, and other financial institutions are commonly required to provide product disclosure statements for their various financial products and services.
2. Retailers: Businesses that sell consumer products, such as electronics, appliances, or furniture, may need to provide product disclosure statements to inform customers about the product's specifications, warranties, and any associated risks.
3. Service providers: Companies offering services like telecommunications, internet service, or utilities may be obligated to provide product disclosure statements outlining the terms and conditions, pricing plans, and other important details related to their services.
4. Manufacturers: Manufacturers of goods, especially those that may pose risks to users, such as chemicals or machinery, may need to create product disclosure statements to inform consumers about the potential hazards and safety precautions associated with their products.
5. Online platforms: E-commerce websites, online marketplaces, and any platform where products or services are sold can be required to provide product disclosure statements to ensure transparency and protect consumers' rights.
6. Government agencies: Government agencies that offer programs, grants, or assistance services may need to provide product disclosure statements to clearly outline the eligibility criteria, terms, and conditions, and associated responsibilities for individuals or businesses applying for these programs.

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What is product disclosure statement?

A product disclosure statement is a legal document that provides essential information to consumers about a particular financial product or service.

Who is required to file product disclosure statement?

Financial institutions and companies offering financial products or services are required to file a product disclosure statement.

How to fill out product disclosure statement?

The product disclosure statement should be completed by providing accurate and relevant information about the financial product or service, its features, fees, risks, and other important details.

What is the purpose of product disclosure statement?

The purpose of a product disclosure statement is to ensure transparency and enable consumers to make informed decisions about financial products or services.

What information must be reported on product disclosure statement?

The product disclosure statement should include information about the product features, associated costs, risks, terms and conditions, and any other relevant details that may impact the consumer's decision.