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PERSONAL ACCIDENT AND ILLNESS PROPOSAL FORM Important Notices: The Proposal Form should be completed to the best of your knowledge and belief. All premium indications are subject to satisfactory completion
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How to fill out personal accident and illness

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How to fill out personal accident and illness:

01
Start by gathering all necessary personal information such as your full name, date of birth, and contact details.
02
Next, carefully read through the entire form to understand the requirements and sections that need to be filled out.
03
Begin by providing information about your current health status, including any pre-existing medical conditions you may have.
04
If applicable, indicate whether you have any existing accident or illness insurance coverage with another provider.
05
Fill in details about your occupation and any risky activities or hobbies you engage in that may pose a higher likelihood of accidents or illnesses.
06
Specify the level of coverage you are seeking for both accidents and illnesses. This may include selecting different options for accidental death benefits, disablement benefits, medical expense coverage, and additional riders or benefits.
07
If required, provide details about your nominated beneficiaries who would receive the benefits in case of your accidental death or disablement.
08
Don't forget to sign and date the form once you have completed all the necessary sections.

Who needs personal accident and illness:

01
Individuals who have physically demanding jobs or engage in high-risk activities, such as construction workers, athletes, or adventurers, may need personal accident and illness insurance. This insurance provides financial protection in case of accidents or injuries that may result in disabilities or medical expenses.
02
Individuals who want extra financial security in the event of accidents or illnesses that may impact their ability to work and earn income can benefit from personal accident and illness insurance. It offers coverage for lost wages during the recovery period and can help cover medical expenses.
03
Families or individuals with dependents who rely on their income may opt for personal accident and illness insurance to ensure their loved ones are financially supported if an accident or illness prevents them from working.
It's essential to consider your specific needs and circumstances when determining whether personal accident and illness insurance is necessary for you. Consulting with insurance professionals can provide further guidance in making an informed decision.
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Personal accident and illness insurance provides coverage for injuries or illnesses that occur to an individual outside of work.
Individuals who have purchased personal accident and illness insurance are required to file a claim when they experience an injury or illness.
To fill out a personal accident and illness claim, individuals must provide details of the injury or illness, medical documents, and any other relevant information requested by the insurance company.
The purpose of personal accident and illness insurance is to provide financial protection to individuals in case of unexpected injuries or illnesses.
Individuals must report details of the injury or illness, medical treatment received, any witnesses, and any other relevant information requested by the insurance company.
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