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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. HIRED AUTO AND RENOWNED AUTO LIABILITY This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY
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How to fill out hired auto and non-owned

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How to fill out hired auto and non-owned:

01
Obtain the necessary forms: Start by acquiring the appropriate forms from your insurance provider or agent. These forms may vary depending on your insurance company.
02
Provide accurate information: Fill out all the required fields on the forms with accurate and up-to-date information. This may include your personal details, such as your name, address, and contact information.
03
Specify coverage limits: Indicate the coverage limits you desire for your hired auto and non-owned insurance. This includes the amount of coverage you want for property damage, bodily injury liability, and any other requested coverages.
04
Declare additional insured parties: If you need to add additional insured parties to your hired auto and non-owned insurance, such as a leasing company or third-party vehicle owner, make sure to include their information accurately. This ensures that they receive the necessary coverage under your policy.
05
Submit the completed forms: Once you have filled out all the required information, review the forms to ensure accuracy. Finally, submit the completed forms to your insurance provider or agent, following their specific instructions.

Who needs hired auto and non-owned:

01
Businesses with company vehicles: Companies that own and operate vehicles for business purposes often require hired auto insurance. This coverage protects them in case there is an accident involving a hired or rented vehicle that they do not own.
02
Employers with employees who use personal vehicles for work: If your employees use their personal vehicles for work-related tasks, such as making deliveries or visiting clients, you may need non-owned auto insurance. This coverage protects your business in case of accidents or damages caused by your employees while using their own vehicles for work.
03
Individuals or organizations that rent vehicles frequently: If you frequently rent vehicles for personal or business use, having hired auto insurance is crucial. This coverage protects you financially in case of accidents or damages that occur while you are driving a rented or leased vehicle.
It is important to note that the specific insurance needs may vary depending on the nature of your business or personal activities. It is recommended to consult with your insurance provider or agent to determine the extent of coverage required for hired auto and non-owned insurance based on your specific circumstances.
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Hired auto and non-owned refers to coverage for vehicles that are rented or hired by a business, as well as vehicles that are not owned by the business but are used for business purposes.
Businesses that rent or hire vehicles, or use vehicles that are not owned by the business but are used for business purposes, are required to file hired auto and non-owned.
Hired auto and non-owned can be filled out by providing information about the vehicles that are rented or hired, as well as vehicles that are not owned by the business but are used for business purposes.
The purpose of hired auto and non-owned is to provide coverage for vehicles that are rented or hired by a business, as well as vehicles that are not owned by the business but are used for business purposes.
Information such as the make and model of the vehicle, the purpose for which it is being used, and the dates on which it will be used must be reported on hired auto and non-owned.
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