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Home Mortgage Refinance and Wealth Accumulation by Frank E. Not haft and An Chang* January 2009 *Freddie Mac 8200 Jones Branch Drive, Mail Stop 484 McLean, VA 22012-3110 703-903-2350 (Not haft) 703-903-2341

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What is refinance?

Refinance is a process of obtaining a new loan to pay off existing debt or to replace an existing loan with better terms.

Who is required to file refinance?

Anyone who wishes to obtain a new loan or replace an existing loan with better terms can file for refinance.

How to fill out refinance?

To fill out a refinance application, you will need to provide detailed information about your current loan, financial situation, and the loan terms you are seeking. This typically involves submitting an application form and supporting documentation to a lender.

What is the purpose of refinance?

The purpose of refinance is to obtain better loan terms, such as lower interest rates, longer repayment periods, or to consolidate multiple loans into a single loan.

What information must be reported on refinance?

The information required for a refinance application typically includes details about your current loan, your income, employment history, credit score, and the loan terms you are seeking.

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