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CHECKLIST OF REQUIREMENTS FOR Paging HOUSING LOAN
UNDER RETAIL ACCOUNTS
(Refinancing)
BASIC REQUIREMENTS (UPON LOAN APPLICATION)
1. Housing Loan Application with recent ID photo of borrower/coborrower
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What is refinancing?
Refinancing is the process of replacing an existing loan with a new loan, usually with better terms.
Who is required to file refinancing?
Individuals or businesses who want to replace their existing loans with new ones are required to file refinancing.
How to fill out refinancing?
Refinancing can be filled out by submitting an application to a lender or financial institution, providing relevant financial information, and completing any required paperwork.
What is the purpose of refinancing?
The purpose of refinancing is to lower interest rates, reduce monthly payments, or consolidate debt.
What information must be reported on refinancing?
Information such as income, credit score, debt-to-income ratio, and loan amount must be reported on refinancing applications.
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