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UA AGENT MANUAL Underwriting Guidelines P.O. Box 8080 McKinney, Texas 75070 www.unitedamerican.com F5836 MKT0046 0407 ABOUT UNITED AMERICAN BEFORE YOU Being United American Insurance Company is the
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Who needs underwriting department continued:

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Financial institutions: Banks, credit unions, and other lending institutions typically have underwriting departments to assess the creditworthiness and risk associated with loan applications.
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Insurance companies: Underwriting departments in insurance companies evaluate the risk factors and determine the premium rates for various insurance policies.
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Real estate companies: Underwriting departments in real estate firms analyze property and financial information to assess the viability of potential real estate investments.
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Government agencies: Government entities often have underwriting departments to evaluate and assess applications for grants, loans, or other financial assistance programs.
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Investment firms: Underwriting departments in investment companies are responsible for assessing the risk associated with investment opportunities and determining their suitability for clients.
Note: The specific need for an underwriting department may vary depending on the industry and organization.
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