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Anyone looking to obtain credit from a lender in USA is required to file a credit application.
The credit application must be filled out completely, providing accurate information about the applicant's financial status.
The purpose of the credit application is for lenders to assess the creditworthiness of the applicant and make a decision on whether to approve the credit request.
Information such as personal details, financial information, employment status, and credit history must be reported on the credit application.
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