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Small Group Underwriting Guidelines for Brokers (Groups of 2 to 99) Independence Blue Cross Underwriting Department This document is for informational purposes only and is not intended to be all-inclusive.
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How to fill out small group underwriting guidelines
How to fill out small group underwriting guidelines:
01
Gather all necessary information from the small group, including employee demographics, current insurance coverage, claims history, and any pre-existing conditions.
02
Review the underwriting guidelines provided by your insurance carrier or regulatory authority to ensure you understand the criteria and requirements for eligibility.
03
Use the gathered information to assess the small group's risk profile and determine if they meet the underwriting guidelines.
04
Complete the necessary paperwork or electronic forms, providing accurate and detailed information about the small group and its employees.
05
Submit the completed underwriting guidelines to the insurance carrier or regulatory authority for review and approval.
Who needs small group underwriting guidelines:
01
Small businesses or employers who are looking to provide health insurance coverage to their employees.
02
Insurance brokers or agents who assist small businesses or employers in finding the right insurance plans.
03
Insurance carriers or regulatory authorities who require underwriting guidelines to assess the risk and eligibility of small groups for insurance coverage.
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