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This document outlines the optional living benefit rider for index annuities, detailing the guaranteed income growth and income withdrawal options available for individuals.
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How to fill out AG Lifetime Income Builder

01
Gather all necessary personal and financial information.
02
Visit the official AG Lifetime Income Builder website or contact a financial advisor.
03
Select the appropriate product option based on your income needs and retirement goals.
04
Complete the application form with required details such as age, income, and investment preferences.
05
Submit your application along with any necessary documentation.
06
Review and sign the agreement to finalize your enrollment.

Who needs AG Lifetime Income Builder?

01
Individuals approaching retirement looking for a steady income stream.
02
People seeking to ensure financial security through guaranteed lifetime income.
03
Those who have a lump sum of money they want to convert into a predictable income.
04
Retirees who want to supplement their existing retirement income.
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A look inside why more Americans are turning to lifetime income. Annuities can provide a guaranteed lifetime income stream in retirement, no matter how long you live. They thrive under high interest rate environments and are currently offering the highest payouts seen in years.
“Lifetime Income Builder” is a group fixed indexed annuity with a guaranteed lifetime withdrawal benefit (a “FIA”). Each TDF may invest in more than one FIA. Advantage Retirement Solutions, LLC (“ARS”) is the inventor of Lifetime Income Builder.
Annuities typically have limited liquidity, with penalties for early withdrawals. Some offer features like a 10% free withdrawal or penalty-free withdrawals in cases of terminal illness or nursing home entry. Fixed annuity payments can lose value due to inflation.
We don't recommend annuities because they're often expensive and charge penalties (called a surrender charge) if you need to get to your money during the first few years after you buy one.
For example, a $100,000 immediate annuity purchased at age 65 might pay around $500 to $700 per month for life. Rates vary by provider, interest rates and optional features like survivor benefits or inflation protection.
Benefits of an annuity Annuities are the only financial product that can provide you with guaranteed lifetime income and ensure that you are never at risk of outliving your savings. You can choose other types of disbursements, but lifetime income is most commonly chosen.

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AG Lifetime Income Builder is a financial product designed to provide a steady stream of income during retirement, typically through features like fixed payments, variable payments, or a combination of both.
Individuals who have invested in or are participating in the AG Lifetime Income Builder program may be required to file specific documentation based on their income and financial circumstances.
To fill out the AG Lifetime Income Builder documentation, you typically need to provide personal information, income details, and any other required financial data. It's recommended to follow the specific instructions provided with the form.
The purpose of AG Lifetime Income Builder is to ensure individuals have a reliable source of income throughout their retirement years, helping them manage their finances and maintain their standard of living.
The information that must be reported on AG Lifetime Income Builder includes personal identification details, income sources, investment amounts, and any other relevant financial information necessary for proper income planning.
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